Selling on Credit? The FTC Holder Rule Means Your Customer's Complaints Follow the Loan
Omitting the FTC Holder Rule notice (16 CFR 433) from consumer credit contracts is the seller's violation — and buyers can assert your disputes against lenders.
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Legal
Legal considerations for business finance and accounting compliance
LLC Administratively Dissolved? Reinstatement, Back Fees, and Your Liability Shield
Most states let a dissolved LLC reinstate by filing missed reports and paying back fees, but the gap can expose owners personally and free up your name.
When Two Garnishments Hit One Paycheck: The Employer's Guide to Caps, Priority, and Liability
Federal CCPA caps all creditor garnishments at 25% of disposable earnings combined; child support takes priority up to 50–65%. How US employers rank orders.
Trade Secrets, NDAs, and the Employee Exit Checklist for Small Businesses
Trade secret protection isn't automatic: courts ask what you did to keep it secret. Signed NDAs with the DTSA notice and a 7-step exit checklist prove it.
Which Travel and Training Time Is Paid? The DOL Fact Sheet 22 Rules for Employers
Under DOL Fact Sheet 22, the ordinary commute is unpaid, but job-site, overnight and most training time are hours worked — and count toward US FLSA overtime.
Connecticut's October 1, 2026 Employer To-Do List: 7 Workplace Law Changes in Effect Now
Since Oct. 1, 2026, Connecticut employers of every size must post pay ranges, drop stay-or-pay clauses and name monitoring locations — a 7-item checklist.
Heirs Property: How Dying Without a Will Puts Your Family Land at Risk of a Forced Sale
Any co-owner of US heirs property can force a sale of the whole parcel. How partition sales work, what the Uniform Act changed, and how USDA loans help.
NYC's Click-to-Cancel Rule Is Now in Effect: What Subscription Sellers Must Do to Comply
NYC's click-to-cancel rule is live: online cancellation is mandatory, renewals need 15-to-45-day notice, and fines run $525 to $3,500 per violation.
The Taxpayer Bill of Rights: Your 10 IRS Rights in Audits, Appeals, and Collection
The IRS must honor 10 codified taxpayer rights. Know the 30-day appeal, 90-day Tax Court and 30-day CDP deadlines, and when to call the Taxpayer Advocate.
Are Your Licensees Underpaying You? A Small Licensor's Guide to Royalty Audits
Nearly 9 in 10 audited licensees underpay royalties, mostly by accident. The 7 errors audits find, the red flags, and the audit clause that shifts the cost.
Cash for Keys: How to Structure a Tenant Buyout That Actually Works
Cash for keys pays a tenant to leave voluntarily, often $1,000–$2,500 versus $4,000+ to evict. Here's the agreement, local rules and IRS 1099-MISC.
Caught a Shoplifter? How Civil Demand Letters Let Retailers Recover Merchandise Value Plus Statutory Penalties
Civil demand statutes let retailers bill shoplifters for merchandise plus a $50-$500 penalty, settled by letter if paid within 30 days.