#bookkeeping
Modern bookkeeping techniques using plain-text and automated workflows
Start here: what bookkeeping is, why clean books matter for tax, decisions and funding, and the seven-step plain-text blueprint for building the habit in Beancount.
Learn which job you are doing: recording what happened (bookkeeping) versus interpreting it (accounting), with a Beancount example of each layer.
Apply the highest-leverage discipline first: separate business from personal money with the four-step Beancount blueprint before the ledger fills with noise.
Practice a core skill end to end: track money owed with Assets:Receivables, process refunds, and keep the account honest with the #UNRESOLVED tag.
Borrowing beats a 10 percent California late penalty — price your draw in dollars, book it as debt, and confirm the Kanmon terms before you click.
Early loan payoff books carrying amount minus payoff as gain or loss, and IRS cancellation-of-debt rules can tax a cashless gain — run the 10% test first.
Laos raised its monthly tax-free pay band to LAK 2.5 million from 1 July 2026 — re-run withholding, split out exempt overtime, and keep profit-tax records.
An imprest fund holds a fixed balance of cash plus receipts; replenish monthly, book gaps to Cash Short and Over, and keep custody and approval separate.
A promise without a contract binds when you reasonably relied on it to your detriment — but recovery covers reliance costs only, so confirm deals in writing.
Reverse positive pay shows you every check presented yesterday — approve or return each by the daily cutoff, no issue file required.
A dividend stock is worth next year's dividend divided by required return minus growth — the Gordon Growth Model, plus the two-stage fix.
Trade discounts never hit the books — record the invoice price. Cash discounts do: book 2/10 net 30 via the gross or net method.
BBB- (S&P/Fitch) or Baa3 (Moody's) is the lowest investment-grade bond rating — fall below it and forced selling reprices your bonds.
CAPM sets your required return at the risk-free rate plus beta times the equity risk premium — three inputs that tell you what any risky asset must earn.
Pilot starts ~$99/mo for US accrual startups, Bookkeeper360 ~$399/mo with tax and CFO add-ons, Merritt $250 flat — match the service to your stage.
Brokered CDs can beat bank CD rates, but pay simple interest, are often callable, and exit at market prices — compare APY to APY first.
