Your Personal AI CFO, Code-Verified
Wealthy people have expert advisors and elite financial insights. Artificial Intelligence can now do it better, faster, and cheaper.
Trusted by people from leading brands
How Your AI CFO Works
AI-Powered Financial Intelligence
Connect your ledger and let AI analyze your financial data in real-time
Connect Your Ledger
AI Analyzes Data
Get Insights
Make Decisions
The Financial Management Divide
The Wealthy & Enterprises
Have teams of CFOs and analysts. They don't just track spending; they model scenarios, optimize cash flow, and spot risks months in advance.
The Rest of Us
Have a spreadsheet, a "gut feeling," and the hope that we didn't miss a tax deadline.
Beancount AI levels the playing field. Get the strategic firepower of a high-end finance team, powered by AI and code-verified data.
The "Trust" Problem with AI Finance
In creative writing, a hallucination is a "quirk." In finance, a hallucination is a disaster.
Glass Box vs. Black Box
Most consumer AI tools operate in a "Black Box"—you feed them data, they give you an answer, and you hope it's right. Beancount AI operates as a "Glass Box." Because your financial life is stored as plain text in Git, our AI treats your finances like code.
- Git-based version control for all financial data
- Plain-text ledger you can read and verify
- No vendor lock-in—git pull and leave anytime
2024-01-15 * "AWS Reserved"
Expenses:Infrastructure 12000 USD
Assets:Bank:Checking -12000 USD
I noticed your annual AWS Reserved Instance payment of $12,000 will significantly impact Q2 cash flow.
💡Recommendation: Consider delaying your Q2 engineering hire to Q3 to maintain healthy runway.
📊Impact: This adjustment extends your runway from 11 months to 14 months.
How Your Personal CFO Works for You
Strategic Planner
Model scenarios, forecast runway, and make data-driven hiring decisions.
"Can I afford to hire another engineer this quarter?"
24/7 Watchdog
Continuously monitor for duplicate bills, creeping subscriptions, and vendor price hikes.
Spots anomalies before you realize there's a problem
Conversational Analyst
Ask questions in plain English—no complex SQL or bean-query syntax required.
"Show me burn rate excluding one-time legal fees"
See How Each Role Works
Make Data-Driven Hiring Decisions
Stop guessing about runway. Get precise forecasts that factor in upcoming expenses, not just current cash balance.
The Black Box Way
"Yes, you have enough money." (Based on what? Did it account for insurance?)
The Beancount AI Way
"Yes, but reduces runway from 18mo to 11mo. Factors in AWS renewal ($12k May). Delay to Q3 preserves 14mo runway."
Catch Leakage Before It Hurts
A great finance team protects your downside. Spot duplicate bills, subscription creep, and vendor price hikes automatically.
- Continuous MonitoringAI monitors your ledger 24/7 for unusual patterns and anomalies.
- Diff-Based ComparisonCompare actuals vs. historical trends to spot changes instantly.
- Proactive AlertsGet notified before small issues become big problems.
Ask Questions, Get Answers
Stop writing complex SQL or bean-query. Just ask for the data you need to make decisions—in plain English.
- "Show burn rate excluding one-time legal fees"
- "Compare travel expenses Q1 2024 vs Q1 2025"
- "What's my effective tax rate on realized gains?"
Built for Technical Teams
Start Free, Upgrade Anytime
Free
- Read-only AI analyst
- Ask financial questions
- Code-verified responses
- Git-based storage
Pro
- Everything in Free
- Advanced forecasting
- 24/7 anomaly monitoring
- Priority support
Frequently Asked Questions
How does Beancount AI avoid hallucinations?
Every insight cites specific ledger entries stored in Git. The AI operates in read-only mode and can't modify your data. You can always verify the AI's work by inspecting the plain-text source.
What can the AI CFO do?
The AI provides financial analysis, forecasting, runway modeling, anomaly detection, and cash flow monitoring. It analyzes your ledger to answer questions and provide strategic insights for decision-making.
Is my financial data secure?
Yes. Your data is stored in Git, you own it completely. There's no vendor lock-in—you can export everything with git pull anytime.
How is this different from other AI finance tools?
Code-verified vs. black box. Plain-text vs. proprietary database. Version-controlled vs. siloed. Every answer shows its work.
Do I need to know Beancount syntax?
No! Ask questions in plain English. The AI translates to bean-query internally and presents results in human-readable format.
Don't Fly Blind. Get an AI CFO You Can Verify.
For technical founders, money is just another form of high-stakes data. It should be managed with the same rigor as your codebase.
