One-Click Bank Connection
Search for your bank, log in through Plaid's secure interface, and grant read-only access. Your credentials never touch our servers.
Link Your Bank Accounts seamlessly
Auto-sync transactions from 12,000+ banks directly into your Beancount ledger. AI-powered categorization means no manual data entry required.
0K+
Financial institutions supported worldwide via Plaid.
0%
AI categorization accuracy after learning your patterns.
0 min
Average setup time to connect your first bank account.
0+
Transactions synced per session by our beta users.
Your bank data, connected intelligently
Plaid Integration combines secure bank connections with AI intelligence to categorize transactions automatically and learn from your corrections.
Everything you need to automate your bookkeeping
From bank connections to AI categorization, Plaid Integration handles the heavy lifting so you can focus on financial analysis.
AI-Powered Categories
AI analyzes merchant names, amounts, and your historical patterns to suggest the correct Beancount account for each transaction.
Account Mapping
Map your bank accounts to Beancount accounts once. For example: Chase Checking to Assets:Chase:Checking.
Daily Auto-Sync
Our scheduled background job syncs transactions daily, so your ledger stays current without any manual effort.
Review and Approve
Review AI suggestions, edit any that need adjustment, then submit to your ledger with one click. No formatting headaches.
Powered by Plaid
Smart workflows for any financial setup
Whether you track personal expenses or manage business finances, Link Accounts adapts to your workflow and learns from your patterns.
Multi-Account Support
Connect checking, savings, credit cards, and investment accounts from multiple banks simultaneously.
Duplicate Detection
Smart deduplication ensures transactions are never imported twice, even across multiple syncs.
Beancount Native
Transactions are formatted in proper Beancount syntax and committed directly to your ledger file.
Smart Search
Find and filter synced transactions by date, amount, merchant, or category before importing.
Version Control
Every import is committed to Git, giving you a full audit trail and the ability to roll back any changes.
Batch Import
Import weeks or months of transactions at once. Perfect for catching up or onboarding to Beancount.
Simple, Transparent Pricing
Choose the plan that's right for yourself or team
MonthlyYearly (-20%)
Free
Open Source
$0/mo
Popular
Premium
Personal Finance
$14.99/mo
Growth
Smart Automation
$99.99/mo
Organization
Multi-Entity
$499.99/mo
Enterprise
Compliance & Custom
Contact
Usage
Usage
Usage
Usage
Usage
Usage
Multiple ledgers
Multiple ledgers
1
Multiple ledgers
5
Multiple ledgers
20
Multiple ledgers
100
Multiple ledgers
Unlimited
Collaborators
Collaborators
1
Collaborators
5
Collaborators
10
Collaborators
50
Collaborators
Unlimited
Features
Features
Features
Features
Features
Features
Basic reporting
Basic reporting
Basic reporting
Basic reporting
Basic reporting
Basic reporting
Mobile app integration and sync
Mobile app integration and sync
Mobile app integration and sync
Mobile app integration and sync
Mobile app integration and sync
Mobile app integration and sync
Zero setup - ready to use immediately
Zero setup - ready to use immediately
Zero setup - ready to use immediately
Zero setup - ready to use immediately
Zero setup - ready to use immediately
Zero setup - ready to use immediately
Automatic backups and security updates
Automatic backups and security updates
Automatic backups and security updates
Automatic backups and security updates
Automatic backups and security updates
Automatic backups and security updates
AI CFO requests
AI CFO requests
10
AI CFO requests
100
AI CFO requests
500
AI CFO requests
2000
AI CFO requests
Unlimited
OIDC single sign-on (SSO)
OIDC single sign-on (SSO)
OIDC single sign-on (SSO)
OIDC single sign-on (SSO)
OIDC single sign-on (SSO)
OIDC single sign-on (SSO)
Payment by invoice
Payment by invoice
Payment by invoice
Payment by invoice
Payment by invoice
Payment by invoice
Advanced automation & integrations
Advanced automation & integrations
Advanced automation & integrations
Advanced automation & integrations
Advanced automation & integrations
Advanced automation & integrations
Multi-entity consolidation
Multi-entity consolidation
Multi-entity consolidation
Multi-entity consolidation
Multi-entity consolidation
Multi-entity consolidation
Any question? Contact Support.
Frequently asked questions
Which banks are supported?
Plaid supports over 12,000 financial institutions across the US, Canada, UK, and Europe. This includes major banks like Chase, Bank of America, Wells Fargo, Citi, Capital One, as well as credit unions and investment brokerages. You can check if your bank is supported during the connection flow.
Is my banking data secure?
Absolutely. Your bank credentials are never stored on or transmitted through our servers. Authentication happens directly between you and your bank through Plaid's encrypted system - the same technology trusted by millions through Venmo, Robinhood, and Coinbase. We only receive read-only transaction data.
How accurate is the AI categorization?
AI categorization starts at around 80% accuracy and quickly improves to 95%+ as it learns your specific patterns and chart of accounts. It analyzes merchant names, transaction amounts, and your historical categorization decisions to make intelligent suggestions. Every correction makes it smarter.
How often are transactions synced?
You can manually sync at any time with one click. Additionally, our background job automatically syncs your transactions daily, so your ledger stays current without any manual effort. New transactions typically appear within seconds of syncing.
Can I import historical transactions?
Yes! When you first connect a bank account, you can import up to 2 years of historical transactions (depending on your bank and Plaid plan). This is perfect for onboarding to Beancount or catching up on months of untracked expenses.
What if AI categorizes something wrong?
You always have full editorial control. Every transaction goes through your review before being committed to your ledger. You can edit any AI suggestion, and the AI learns from your corrections to improve future categorizations.
Loved by Beancount users worldwide
Sarah M.
Finally, no more downloading CSVs and fixing formats! Plaid integration synced 3 months of transactions in minutes. The AI categorization is surprisingly accurate.
James T.
As a freelancer with multiple bank accounts, this is a game-changer. One click to sync everything, and AI handles 90% of the categorization correctly.
Priya K.
I was skeptical about AI categorization, but it learned my patterns within a week. Now it correctly categorizes even my unusual business expenses.
Marcus L.
The fact that credentials never touch their servers gave me confidence to try it. Now I can't imagine going back to manual entry. The daily auto-sync is brilliant.
Elena R.
Connected my Chase, Bank of America, and Amex accounts in under 5 minutes. The duplicate detection works flawlessly across multiple syncs.
David W.
Love that every import is Git-committed. I can see exactly when and what was imported, and roll back if needed. True plain-text accounting at its best.
Alex C.
Set up took 5 minutes, and now my ledger updates automatically every day. The review step gives me confidence that everything is correct before it's committed.
Yuki N.
The AI learned that my STARBUCKS purchases should go to Expenses:Coffee instead of Expenses:Dining within 3 corrections. Impressive learning speed!
Start linking your accounts today
Join thousands of Beancount users who have automated their bookkeeping with Plaid integration. Connect your first bank account in under 5 minutes.
