Everything About Portfolio Management

Tax DeductionsTax PlanningReal EstatePersonal FinancePortfolio ManagementFinancial PlanningRetirement Savings

Section 199A REIT Dividend Deduction: The 20% Tax Break Most REIT Investors Don't Fully Use

Section 199A lets investors deduct 20% of qualified REIT dividends from taxable income, dropping the top federal rate from 37% to about 29.6%. This guide covers Box 5 of Form 1099-DIV, the 45-day holding-period rule, Form 8995, and how OBBBA made the deduction permanent.

Tax Loss HarvestingCapital GainsTax PlanningTax OptimizationPortfolio ManagementPersonal FinanceRecordkeepingWealth Building

Tax Loss Harvesting: The Year-Round Strategy That Can Save You Thousands in Capital Gains Taxes

Year-round tax loss harvesting can add 0.5%–1.5% in annual after-tax returns to a taxable portfolio. This guide explains the IRS netting order, the wash sale rule across taxable and IRA accounts, and a practical framework for harvesting short-term losses without losing the deduction.

AccountingTrackingFinancial MinimalismBeancountDouble-EntryPlain-Text AccountingPortfolio ManagementAccounting SoftwareBookkeepingAssets

Introduction to Beancount.io

Beancount.io simplifies investment tracking for stocks and cryptocurrencies, offering a user-friendly interface and powerful features tailored for engineers and financial minimalists.