#plain-text-accounting
Discover the power of version-controlled, human-readable financial records
Start here: what plain-text accounting is, why text files beat opaque software, and the core concepts — transactions, accounts, double-entry, directives.
Keep this syntax companion open while you read on: account types, commodities, and the directives every later post assumes you recognize.
See past the file: the importers, editor integrations, Fava, and bean-check workflow that turn a ledger into a daily practice.
Study a complete annotated business ledger — opens, Stripe and COGS transactions, even crypto — and copy its shape for your own books.
Apple's FY2026 net income rose 18% to $132.2B as buybacks fell 5%, leaving retained earnings at a $13.7B surplus — the first year-end above zero since 2021.
Starbucks FY2026 net income rose 36% to $2.5B on 2% revenue growth, while licensing out China stores cut total assets 11% and goodwill by $2.1B.
Dover earned $2.50/share in Q3 2026 (+14%) on $2.23B revenue as bookings hit $2.31B across all five segments, building the 2027 backlog.
Morgan Stanley's Q3 revenue grew 12% to $20.3B on a 41% jump in equities trading and record $9.1B wealth fees; EPS hit $3.03 with ROTCE at 22.6%.
Norfolk Southern Q3 2026 revenue hit a record $3.53B (+14%), EPS rose 7% to $3.37, and the operating ratio worsened 280 bps to 67.4% as merger costs mounted.
Wyndham Q3 2026: revenue rose 7% to $410M on 6% U.S. RevPAR growth; net income fell 6% to $99M as a $17M marketing-fund swing hid 9% comparable EPS growth.
Alaska Air Q3 2026 revenue rose 14.4% to $4.3B, but 60% higher fuel and a $75M tax catch-up drove a $147M net loss; 2026 now guides to a $5.00–$5.50 EPS loss.
Comcast Q3 2026 revenue fell 6.1% to $29.3B on the Versant spin but rose 0.5% pro forma; Peacock earned $261M EBITDA as broadband lost 144,000 customers.
CSX Q3 2026 revenue hit a record $4.02B (+12%) and EPS jumped 54% to $0.57; operating margin widened to 39.1% even as on-time arrivals slid to 56%.
Southwest Airlines Q3 2026 revenue hit a record $8.4B (+21.2%) and profit rose to $270M, but $4.55 fuel cut the 2026 adjusted EPS guide to $2.60–$2.85.
Tractor Supply Q3 2026 sales rose 5.1% to $3.91B as comps turned positive at +0.4%, but freight costs cut gross margin 91 bp and EPS fell 11.6% to $0.43.
American Airlines Q3 2026 revenue hit a record $16.3B (+19.3%), yet it lost $269M as fuel rose 68% to $4.6B; Q4 adjusted loss guided up to $1.10/share.
