Old Republic Q3 2026: $0.73 Operating EPS Falls 6% as Combined Ratio Rises to 96.1
Old Republic grew premiums 8.8% in Q3 2026 but operating EPS fell 6% to $0.73 as the combined ratio rose to 96.1 and reserve releases shrank.
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Progressive Q3 2026: $2.54B Net Income on an 88.7 Combined Ratio as Buybacks Top $470M
Progressive earned $2.54B in Q3 2026 on an 88.7 combined ratio, buying back $471M of stock while rising rates pushed bond losses to $3.5B.
First American Q3 2026 Earnings: Commercial Title Up 21% as Orders Opened Fall 8%
First American's Q3 2026 revenue rose 5.4% to $2.08B on 21% commercial title growth, but EPS fell to $1.72 as U.S. orders opened dropped 8.2%.
Kinsale Q3 2026 Earnings: Net Income Falls 31%, Combined Ratio Holds at 75.4%
Kinsale's Q3 2026 net income fell 31% to $98.1M on a $37.6M portfolio reset, yet operating EPS rose 9.4% to $5.70 on a 75.4% combined ratio.
RLI Q3 2026 Earnings: Net Income Falls 35% on Equity Marks, Operating EPS Up 5%
RLI's Q3 2026 net income fell 35% to $81.0M on a $45.3M equity-mark swing, yet operating EPS rose 4.9% to $0.86 on an 86.2% combined ratio.
Selective Q3 2026 Earnings: EPS Up 14% on a 96.8% Combined Ratio as Premiums Shrink 7%
Selective's Q3 2026 EPS rose 14% to $2.11 on a 96.8% combined ratio as net premiums written fell 7% — deliberate shrinkage that is now paying off.
Elevance Health Q3 2026 Earnings: The $6.99 Beat Built on a 90.6% Benefit Ratio
Elevance Health Q3 2026: $6.99 adjusted EPS (+15.9%) as the benefit ratio fell 70bp to 90.6%, but a $412M investment-income jump covered all the pre-tax gain.
Gain Contingencies, Explained: Why Accounting Books Probable Losses Early but Probable Wins Only When Realized
GAAP books probable losses now but gains only when realized — ASC 450 keeps lawsuits, refunds and earn-outs off your statements until the money is certain.
Molina Healthcare Q3 2026 Earnings: The $0.89 Quarter Betting on a Medicaid Turn
Molina Healthcare Q3 2026: adjusted EPS fell 52% to $0.89 as the medical care ratio rose 30bp to 92.9%, yet the $5.25 guide holds on 2027 Medicaid rates.
Quitclaim Deed vs. Warranty Deed: What Each Transfer Actually Promises, the Six Title Covenants, and Why Your Lender Insists on a Warranty
A warranty deed warrants clean title back through every prior owner; a quitclaim warrants nothing — which is why lenders fund only the first.
Chubb Q3 2026 Earnings: $7.66 Core EPS and an 84.1% Combined Ratio as Discipline Beats Growth
Chubb Q3 2026: $7.66 core EPS (+1%) on an 84.1% combined ratio and record $1.79B investment income, as North America Commercial shrank 2.7% by design.
Travelers Q3 2026: The $9.18 Beat Built on Reserves, Rates, and a $50B Buyback Machine
Travelers Q3 2026: $9.18 core EPS (+13%) on an 86.8% combined ratio and record $1.1B investment income, with $1.8B returned.