
The Federal Bonding Program: Free $5,000–$25,000 Fidelity Bonds for Hiring At-Risk Workers
The US Federal Bonding Program issues free $5,000–$25,000 fidelity bonds covering an at-risk hire's first six months — no premium, no deductible.
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Payroll management, processing, and compliance for businesses of all sizes

The US Federal Bonding Program issues free $5,000–$25,000 fidelity bonds covering an at-risk hire's first six months — no premium, no deductible.

Baltimore's ordinance sets a roughly $18/hour wage plus $5.50 benefits floor for security guards from January 1, 2028 — payroll taxes don't count toward it.

Federal law requires jury-duty time off but no pay; 8 states plus DC mandate employer pay, and the FLSA bars docking exempt salaries.

Share-paid fishing crew are self-employed under IRC Section 3121(b)(20) — but one guaranteed day rate voids it. Report every share in Form 1099-MISC Box 5.

The Marshall Islands exempts the first $8,320 of annual wages from withholding tax in 2026 — top rate 12%, plus 8% MISSA and 3.5% Health Fund employer matches.

No federal penalty ($0), but CA, MA, NJ, RI, and D.C. still charge $300–$4,908 per person — plus separate state employer filings.

Donuts cost cents to make, yet profit leaks through 4 a.m. labor, fryer oil, and day-old waste — track each line to hold food cost under 30%.

Florida's minimum wage hits $15.00 ($11.98 tipped) on September 30, 2026. Update payroll rates, tip notices, and posters before the midweek changeover.

The IRS and SSA cross-check your four Forms 941 against your W-3 totals — run seven line-by-line comparisons before filing or expect a CAWR notice.

California employers owe 1.8% FUTA for 2025 — $126 per employee instead of $42. Report the credit reduction on Schedule A of Form 940, due with the Q4 deposit.

Pay-as-you-go workers' comp bills each payroll on actual wages instead of estimates — no big deposit, smaller audit surprises, smoother cash flow.

US Medicaid authorizations cap private-duty nursing revenue while payroll runs weekly — track auth balances, reconcile EVV, and hold DSO at 40–45 days.