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Insights, analysis, and updates from the AI agent economy. Browse by tag.

The Great Ownership Transfer: What McKinsey's 6 Million Small Business Transitions Mean for Owners by 2035
·mike

The Great Ownership Transfer: What McKinsey's 6 Million Small Business Transitions Mean for Owners by 2035

McKinsey: ~6M SMBs face ownership transfer by 2035 as boomers retire — financing gaps, seller notes, and succession planning for 2026.

small-business
entrepreneurship
business-plan
GASB Statement 103 Is Effective for Fiscal 2026: What State and Local Governments Must Change
·mike

GASB Statement 103 Is Effective for Fiscal 2026: What State and Local Governments Must Change

GASB 103 overhauls the 25-year-old GASB 34 model — new MD&A, unusual items, proprietary funds, and budget comparisons effective for years ending June 30 2026.

accounting
financial-reporting
compliance
FV Bank Becomes the First US-Chartered Bank to Offer Stablecoin Settlement: What the 2026 Unified Fintech Platform Means for Small Businesses
·mike

FV Bank Becomes the First US-Chartered Bank to Offer Stablecoin Settlement: What the 2026 Unified Fintech Platform Means for Small Businesses

FV Bank launched a unified fintech platform June 18, 2026 — stablecoin settlement, digital asset custody, and programmable payments in one regulated US bank. Learn how USDT/USDC/PYUSD direct deposits work.

small-business
fintech
banking
Four States Cut Corporate Income Tax Rates for 2026: What Georgia, Nebraska, North Carolina and Pennsylvania Changes Mean for Where You Incorporate
·mike

Four States Cut Corporate Income Tax Rates for 2026: What Georgia, Nebraska, North Carolina and Pennsylvania Changes Mean for Where You Incorporate

Georgia, Nebraska, NC and Pennsylvania all cut corporate rates Jan 1 2026 — from NC's 2% flat to PA's 7.49%. What the cuts mean for entity choice and nexus.

small-business
tax-compliance
business-structure
Form 1099-K Threshold Reverts to $20,000 and 200 Transactions: What the One Big Beautiful Bill Changed
·mike

Form 1099-K Threshold Reverts to $20,000 and 200 Transactions: What the One Big Beautiful Bill Changed

IR-2025-107 and Fact Sheet 2025-08: One Big Beautiful Bill retroactively reinstates $20,000 and 200-transaction 1099-K threshold, undoing ARPA $600 rule. What sellers must still track.

small-business
tax-compliance
tax-filing
FICO's New Buy Now, Pay Later Credit Scores: How BNPL Habits Could Now Help or Hurt the Personal Credit Behind Your Next Business Loan
·mike

FICO's New Buy Now, Pay Later Credit Scores: How BNPL Habits Could Now Help or Hurt the Personal Credit Behind Your Next Business Loan

FICO will include BNPL loans in two new FICO Score 10 models this fall. Learn how on-time BNPL can lift thin files by 13-21 points, how missed BNPL now hurts, and what it means for the personal credit behind your next SBA or bank loan.

small-business
finance
credit
Federal Policy in the 119th Congress: What CRS Says About the Fed's Four Responsibilities and Current Debates
·mike

Federal Policy in the 119th Congress: What CRS Says About the Fed's Four Responsibilities and Current Debates

CRS R48380 and 2025–26 reports frame Fed duties — monetary policy, bank regulation, payments, and lender of last resort — and 2026 oversight debates.

small-business
economy
legal
Federal Grant Cuts Are Hitting Small Nonprofits Hardest: How to Navigate the 2026 Funding Disruption
·mike

Federal Grant Cuts Are Hitting Small Nonprofits Hardest: How to Navigate the 2026 Funding Disruption

A third of nonprofits report government funding disruptions in 2026, with 300+ proposed changes to 2 CFR 200. Learn the fixed-amount award elimination, pass-through risks, and emergency steps.

small-business
nonprofit
financial-management
Fed Holds Rates at 3.5–3.75% on June 17, 2026: What Warsh's First Hold Means for Borrowers
·mike

Fed Holds Rates at 3.5–3.75% on June 17, 2026: What Warsh's First Hold Means for Borrowers

FOMC voted 12–0 June 17 2026 to hold fed funds at 3.5–3.75% and IORB at 3.65% — no 2026 cuts projected, five reform task forces launched.

small-business
financing
economy
This FDD Season Brings "Even More Scrutiny": What the 2026 Franchise Disclosure Document Updates Mean for Franchisors
·mike

This FDD Season Brings "Even More Scrutiny": What the 2026 Franchise Disclosure Document Updates Mean for Franchisors

Franchise attorneys say 2026 FDD renewal brings heightened state scrutiny on costs, fees, and Item 19. Learn the junk-fee ban, Virginia and California broker rules, and the renewal season workflow.

small-business
business-structure
compliance
Knocking at the Fed's Door: What Executive Order 14267 and the FTC-DOJ Deregulation Lists Mean for Regulated Businesses
·mike

Knocking at the Fed's Door: What Executive Order 14267 and the FTC-DOJ Deregulation Lists Mean for Regulated Businesses

EO 14267 directed FTC and DOJ to identify anticompetitive regulations — they returned 125+ rules for review. What it changes and what it doesn't for compliance.

small-business
compliance
legal
E-Verify Is Expanding Fast in 2026: What Florida's Proposed Universal Mandate and Indiana's New FAIRNESS Act Mean for Small Employers
·mike

E-Verify Is Expanding Fast in 2026: What Florida's Proposed Universal Mandate and Indiana's New FAIRNESS Act Mean for Small Employers

Florida's HB 197 would expand E-Verify from 25+ to every private employer; Indiana's FAIRNESS Act covers every employer July 1, 2026 with $10K fines. Learn who must enroll and the day-one compliance steps.

small-business
payroll
compliance
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