Levi Strauss Q3 FY2026 Earnings: A $79M Tariff Refund Inside a 66.2% Gross Margin
Levi Strauss Q3 FY2026 revenue rose 4.3% to $1.61B; a $78.6M tariff refund lifted gross margin to 66.2%, about 61.3% without it.
Blog
Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
inFlow's New Xero Integration Syncs Payments Both Ways: What It Fixes for Product Businesses
inFlow's Xero update syncs payments both ways, carries tracking tags into Xero, and maps payment methods to accounts — ending double-entry.
The GPU Breakeven Line: When a Self-Hosted vLLM Cluster Beats the LLM API Bill
Self-hosting beats LLM APIs past ~$20K/mo in API spend, then the cluster becomes a 5-year asset with Section 179 or bonus depreciation.
Fixed Asset Useful Life: How to Pick MACRS Recovery Periods and Book Lives Without Overpaying Tax
IRS recovery periods set your tax deduction; book lives track real wear. Keep both schedules, revise prospectively, fix old errors via Form 3115.
Financial Ratio Analysis for Small Businesses: Build a Dashboard That Shows Real Performance
Compare margins, liquidity, efficiency, and leverage together each month — trends and peer benchmarks reveal problems raw statements hide.
Feast vs. Tecton: Capitalizing In-House Feature-Store Infrastructure Under ASC 350-40 When You Build Instead of Buy
Building on Feast turns engineering payroll into a capital asset under ASC 350-40; buying Tecton keeps it operating expense. Document the stages.
How to Track COGS for an Etsy Shop: Materials, Labor, Fees, and Shipping
Etsy fees are not COGS — they are Schedule C selling expenses. Track materials, labor, fees, and shipping per listing to price for real profit.
Envelope Budgeting for Small Business: Give Every Dollar a Job Before It Disappears
Envelope budgeting assigns every business dollar a category before it is spent — tax, pay, operating, buffer — so variable income stops causing cash crises.
Delta Air Lines Q3 2026 Earnings: Record $20.2B Revenue, Net Income Down 47% on a $4.4B Fuel Bill
Delta's Q3 2026 revenue hit a record $20.2B, but net income fell 47% to $756M as fuel rose 69%; full-year EPS guidance was cut to $5.10–$5.60.
DBA vs. Trademark vs. LLC Name: What Actually Protects Your Business Name
Only a trademark stops copycats: a DBA grants zero exclusive rights, and an LLC name only blocks same-named entities in your state.
DataHub vs. Collibra: Why a Free Open-Source Data Catalog Still Needs an Engineering Budget
DataHub's $0 license can still cost $60k-$120k a year in engineering time and cloud bills — budget that against Collibra's ~$170k base before you commit.
Cost-Plus vs. Fixed-Price Contracts: Who Eats the Overrun, and How to Price Either One
Fixed-price puts overrun risk on you; cost-plus puts it on the client. Price either from burdened labor, add overhead recovery, and track each job weekly.