
Your Payroll Provider Wants to Be Your Bank: Is a Payroll-Bank Combo Right for Your Small Business?
Rippling's Business Banking pairs same-day payroll with 2.25% APY checking — judge the custody, lock-in, and fine print before switching.
#bookkeeping
Modern bookkeeping techniques using plain-text and automated workflows

Rippling's Business Banking pairs same-day payroll with 2.25% APY checking — judge the custody, lock-in, and fine print before switching.

Stores with self-checkout post shrinkage 33% higher than stores without it, per the 2026 ECR study — book shrink in its own account to price the trade honestly.

Zero-proof spirits cost as much as full-proof at wholesale with no well tier — price by value, cost every build, and bank January's surplus.

Square auto-enabled bitcoin for ~4M US sellers with instant dollar settlement, so the IRS property rule barely touches your books.

Pool rental income is taxable even without a 1099-K, and your US homeowners policy likely excludes paying guests — check IRS rules, coverage, and permits first.

Tajikistan now debits 3% from e-wallet, QR and mobile payments — over 10 payments a day from different senders can register you as an entrepreneur.

Wyoming exempts the first $75,000 of business personal property per county in 2026 — most small firms now owe zero, but you must still file by March 1.

Backflow testers bill $70-$300 per assembly on a mandated annual retest cycle - track calibration, registrations and prepaid plans as their own ledger lines.

Capital turnover is net sales divided by average capital employed — a 3.0 ratio means each dollar of capital produced three dollars of sales that year.

DC's 2026 Short-Term Rental Act would let renters host on Airbnb, but it isn't law yet. Budget a $99 license, $250K insurance, Schedule C and DC's D-30 tax.

Hawaii has no sales tax — the GET taxes your gross receipts at 4.5% including county surcharges, and 4.712% is the most you may legally show a customer.

Seven signs you have outgrown your CPA firm, the months when switching is cleanest, and the data-handoff and engagement-letter checklists to use.