Klarna Q2 2026 Earnings: $9M of Profit, a $69M Loan-Sale Gain and an $11.7B Deposit Base
Klarna earned $9M in Q2 2026 on $1.04B of revenue, but a $69M loan-sale gain did the work; $11.7B of deposits equal 120% of its $9.8B loan book.
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Nubank Q2 2026 Earnings: The First $1B Quarter, 139M Customers and a 22.9% Net Interest Margin
Nubank earned $1.06B in Q2 2026, its first $1B quarter: 138.9M customers at a $1 monthly cost to serve, a 22.9% NIM and $6.59B of loss allowances.
Bank Before Your EIN Arrives: What the Rho–Stripe Atlas Partnership Means for Day-One Startup Bookkeeping
Stripe Atlas founders can open a Rho business account before the IRS issues their EIN — route startup costs through it to keep Section 195 deductions clean.
Revolut Business Scale Costs $180/Month in 2026: What You Actually Get (and Why the Internet Still Says $119)
Revolut Business Scale costs $180/month ($1,680/year) in 2026, not the $119 roundups quote — plus price history and Grow-vs-Scale break-even math.
Airwallex Takes On Stripe Billing: What Free Multi-Currency Billing Means for Your Business
Airwallex bundles billing at no added cost while Stripe Billing charges 0.7% of subscription volume — but the FX spread, 0.4–0.7 points wider, costs more.
Your Payroll Provider Wants to Be Your Bank: Is a Payroll-Bank Combo Right for Your Small Business?
Rippling's Business Banking pairs same-day payroll with 2.25% APY checking — judge the custody, lock-in, and fine print before switching.
Getting Paid by E-Wallet in Tajikistan? The 3% Transaction Tax Is Now Live
Tajikistan now debits 3% from e-wallet, QR and mobile payments — over 10 payments a day from different senders can register you as an entrepreneur.
Adyen Paid $335 Million for Orb. Here's What Usage-Based Billing Means for Your Subscription Business
Adyen paid $335M for Orb because usage-based pricing went mainstream: 42% of SaaS offer it, top-quartile NRR is 122%. A 3-question test and 5 launch mistakes.
The GENIUS Act Is Bringing Stablecoins to Everyday Business Payments: What It Means for Your Invoicing and Cash Flow
The GENIUS Act of July 2025 created the first federal licensing regime for dollar-backed payment stablecoins, with full rules expected by January 2027. Small businesses gain seconds-fast, low-fee settlement — but every stablecoin receipt is property income with basis tracking, and broker sales are now reported to the IRS on Form 1099-DA.
Mercury Command: What Happens When You Run Your Business Banking by Talking to It
Mercury Command, launched June 16, 2026, lets founders run business banking in plain English — checking cash, changing transfer rules, categorizing transactions, and sending invoices — with every action staged for explicit human approval. This guide explains what it does, the agent-card spend controls that followed, and the adoption checklist small businesses need before granting AI payment access.
Affirm FY2026 Q4 Earnings: $1.17B Revenue, a $1.5B Tax Benefit, and a $9.0B Loan Book
Affirm's fiscal Q4 2026 (ended June 30, 2026) posted $1.17 billion of revenue (+33%) and $14.1 billion of GMV (+36%), but the $4.62 GAAP EPS against a $0.85 consensus was driven by a roughly $1.5 billion non-cash valuation-allowance release — cash taxes paid were about $7 million. Full-year operating income turned positive at $417 million while the $9.0 billion net loan book runs on $9.8 billion of funding debt, modeled FY2022–FY2026 in a public Beancount ledger.
How to Reconcile Klarna, Affirm, and Afterpay Settlements Without Losing Track of Revenue
BNPL settlements net fees at the source and deduct refunds from future payouts, so booking the bank deposit as revenue understates sales and breaks your 1099-K tie-out. This guide shows the clearing-account method — one account per provider, revenue booked gross on the order date, fees as their own expense — with a worked $10,000 Afterpay week and a monthly close checklist.