Affirm Q1 FY2027 Earnings: Net Income Doubles to $164M as Credit-Loss Provisions Rise 59%
Affirm Q1 FY2027 net income doubled to $164M on 35% revenue growth, while its credit-loss provision rose 59% and the allowance reached 6.3% of loans.
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Plaid Guaranteed Payments and the End of the 3-Day ACH Wait: What Assumed Liability Means for Your Books
Plaid guarantees settlement on approved ACH payments and covers eligible failures — book the fee as processing expense, never netted against revenue.
Triple-Entry Accounting, Explained: How a Shared, Signed Third Entry Turns Two Sets of Books Into One Tamper-Evident Record
Triple-entry accounting adds a shared, signed receipt both parties books reference, so balances agree by construction instead of monthly reconciliation.
Nasdaq Q3 2026 Earnings: $540M Profit on Record $49B of Index Inflows
Nasdaq Q3 2026: net income rose 28% to $540M as Index revenue jumped 39% on record $49B inflows; software, data and index now earn 79% of net revenue.
Equifax FY2026 Q3 Earnings: $1.79 EPS Jumps 39% as AI Savings Offset a Mortgage-Driven Guide Cut
Equifax earned $1.79 EPS (+39%) on $1.69B Q3 revenue (+10%), then cut FY revenue guidance $84M on mortgage weakness while holding EPS at $8.50 via AI savings.
Netflix Q3 2026 Earnings: $12.87 Billion Revenue at a 34.6% Margin as a Record $4.80 Billion Buyback Reshapes the Balance Sheet
Netflix Q3 2026: $12.87B revenue (+11.8%) and $3.66B net income at 28.5% margin, with a record $4.80B buyback — tracked in a public Beancount ledger.
Plaid vs. MX vs. Finicity: Which Bank-Data Aggregator Sits Behind Your Accounting Feed?
MX enriches transactions best, Finicity leads lending verification, and Plaid connects the most banks — pick your feed by where you bank, not by brand.
Stripe vs. Square vs. PayPal for Small Businesses: Fees, Payouts, Hardware, and the Effective-Rate Math
Stripe is cheapest online at 2.9% + 30¢, Square wins in person with free POS and next-day payouts, and PayPal costs most but converts best.
How to Reconcile Afterpay and Klarna BNPL Under ASC 606: Variable Consideration and the Financing Component Most Sellers Miss
BNPL fees netted at the source understate revenue and break the IRS Form 1099-K tie-out — book gross sales with a refund liability instead.
Quicken Alternatives: Desktop, Cloud, and Plain-Text Options Compared
Monarch suits couples, YNAB suits overspenders, Simplifi is the easy Quicken exit — and plain-text tools win on privacy.
Your POS System Wants to Issue Your Next Business Credit Card: How Transaction-Underwritten Embedded Credit Works
Embedded cards underwrite from live sales data instead of your FICO score — faster approval, but floating limits and exit terms to read first.
US Business Banking Without a US Address: What Non-Resident Founders Can Open Remotely in 2026
Bluevine now onboards foreign-resident US business owners fully remotely — but every foreign-owned LLC still owes Form 5472 or faces a $25,000 penalty.