Sallie Mae Q3 2026 Earnings: Record $3.4B Originations and a $0.19 Loss
Sallie Mae Q3 2026: record $3.4B of private student loan originations (+15%) produced a $0.19 loss per share; full-year EPS guidance cut to $1.95–$2.05.
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American Express Q3 2026 Earnings: Record $20.1B Revenue and the $982M GBTG Gain
Amex Q3 2026: $5.42 EPS up 31% on record $20.1B revenue — but $1.11 is a one-time GBTG sale gain; adjusted EPS grew 13%.
Stale-Dated and Postdated Checks: the Six-Month Rule, Why Your Bank Can Still Pay, and What to Do Next
A check goes stale six months after its date, but your bank may still pay it in good faith — act before the bank chooses for you.
Negotiable Instruments, Explained: What Makes a Check, Note, or Draft Negotiable Under UCC Article 3
A check or note is negotiable when it passes UCC Article 3's six tests — and clean paper lets a buyer collect free of the original deal's disputes.
Trading vs. Available-for-Sale vs. Held-to-Maturity Securities: How ASC 320 Classification Works
ASC 320 sorts bonds by intent — trading gains hit earnings, AFS gains wait in OCI, HTM stays at amortized cost, and one early HTM sale taints the whole book.
Bank of America Q3 2026 Earnings: A $1.2 Billion Charge Masks 8% NII Growth
BofA Q3 2026: $0.91 EPS fell 17% on a $1.2B AML settlement, but NII grew 8% and ex-charge EPS of $1.08 rose 4%.
Capital One Q3 2026 Earnings: $5.61 EPS ($6.69 Adjusted) as the Discover Deal Starts Paying
Capital One Q3 2026: $5.61 EPS rose 16% ($6.69 adjusted) as NIM widened to 8.41% and Discover network interchange fees jumped 29%.
Citigroup Q3 2026 Earnings: $2.85 EPS on the Best Q3 Revenue in a Decade
Citigroup Q3 2026: $2.85 EPS beat $2.66 on record Q3 revenue of $23.85B, but shares fell 5% on a $369M reserve build.
Fifth Third Q3 2026 Earnings: $0.90 GAAP, $1.13 Adjusted, and a Merger That Just Went Live
Fifth Third Q3 2026: $0.90 GAAP EPS was flat on 37% more shares while adjusted EPS hit $1.13 as the Comerica conversion completed.
KeyCorp Q3 2026 Earnings: $0.51 EPS on Record Revenue as ROTCE Clears the 15% Bar
KeyCorp Q3 2026: $0.51 EPS rose 24% on record $2.04B revenue, NIM of 2.95%, and ROTCE through the 15% target.
Wells Fargo Q3 2026 Earnings: $1.87 EPS Built on NII Growth and a Shrinking Share Count
Wells Fargo Q3 2026: $1.87 EPS rose 13% on 5% NII growth and buybacks, while revenue missed and mortgage banking fell 39%.
Goldman Sachs Q3 2026 Earnings: $17.01 EPS on Record Equities Financing as the Apple Card Saga Nears Its End
Goldman Sachs Q3 2026: $17.01 EPS (+39%) on $18.68B revenue (+23%) as equities trading surged 72% to $6.44B, with a $450M gift inside.