City Tax Withholding for Multistate Employers: Ohio RITA, Pennsylvania EIT, NYC and Yonkers
Local payroll tax is the employer's liability, not the software's. Ohio's 20-day rule, Pennsylvania PSD codes, NYC resident-only tax and Yonkers' 0.5% levy.
Blog
Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
Closing Between Christmas and New Year's? The Payroll Rules That Decide What You Owe
Under federal FLSA rules, exempt employees are owed full salary for any holiday-shutdown week they work at all; require PTO use instead of docking pay.
Cause Marketing With a Charity? The Commercial Co-Venture Rules You Must Clear Before Launch Day
A "$1 per sale" charity promise makes you a commercial co-venturer in 20+ US states. Register in 7, name the number in every ad, and avoid the IRS UBIT trap.
bea 0.2.0: one install, the whole Beancount toolchain
bea 0.2.0 ships the complete native Beancount toolchain under one install: a managed engine pinned to Beancount 3.2.3 fronts bean-check, bean-query, bean-doctor, bean-format, bean-example and treeify, with Beangulp and bean-price as opt-in features, while the 0.1.0 JSON envelope and exit-code contract stay unchanged.
The Backyard Cottage P&L: What an ADU Really Costs, Earns, and Does to Your Taxes
ADU rental income goes on IRS Schedule E: split shared costs by square footage, depreciate the unit over 27.5 years, and plan for 25% recapture tax at sale.
Assuming the Seller's 3% Mortgage: How FHA, VA, and USDA Loan Assumptions Work in 2026
FHA, VA and USDA mortgages can be assumed at the seller's 3% rate while new loans cost 6.76%; the catch is the equity gap due at closing.
Alpaca Fiber Farm Bookkeeping: Grade the Fleece, Depreciate the Herd, and Price Yarn Like a Business
Purchased alpaca breeding stock depreciates over 5 years (Section 179 eligible); raised crias have zero basis. Grade fleece by micron and file on Schedule F.
Adyen Paid $335 Million for Orb. Here's What Usage-Based Billing Means for Your Subscription Business
Adyen paid $335M for Orb because usage-based pricing went mainstream: 42% of SaaS offer it, top-quartile NRR is 122%. A 3-question test and 5 launch mistakes.
Zelle Tag for Small Business: A Custom Payment Handle Instead of Your Phone Number
Zelle tags passed 1 million enrolled small businesses in 2026, adding ~3,500 per day. Here's how to claim a handle, what bank sending limits apply, and why no 1099-K still means fully taxable income.
Who Pays the Tariff? How Incoterms 2020 (EXW, DAP, DDP) Decide Whether You or Your Supplier Eats the Duty
Under Incoterms 2020, DDP is the only rule where the seller pays import duties — under EXW, DAP, and every other term, the buyer absorbs each tariff change. This guide maps how each term allocates duty risk, why suppliers are shifting from DDP to DAP, and how to capitalize duties into landed cost under ASC 330.
When a Client Won't Pay: Small Claims Court for Unpaid Invoices
A 2025 Intuit QuickBooks survey found 56% of small businesses carry unpaid invoices, averaging $17,500 owed. Here is the full small claims path — demand letter, state dollar limits, naming the right defendant, evidence packet, and the levies and liens that turn a judgment into cash.
Do You Have to Give Workers Time Off to Vote? A Small Employer's Guide
No federal law requires time off to vote, but 29 states plus D.C. do — most of them paid, several with misdemeanor penalties. What small employers owe before the November 3, 2026 midterms.