Pool Corp Q3 2026 Earnings: 4% Growth the Margin Couldn't Keep
Pool Corp Q3 2026 sales rose 4% to $1.5B, but operating income fell 3% and EPS held flat at $3.40 on buybacks; the guide implies a $0.64–$0.94 Q4.
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Working Capital
Manage working capital for business operations
Halliburton Q3 2026 Earnings: $417M Net Income and a 15% Margin Bet on 2027
Halliburton Q3 2026: revenue rose 1.8% to $5.70B, adjusted EPS hit $0.60, and the 2027 guide targets ~15% operating margins with North America flat.
Cash Ratio Explained: The Strictest Liquidity Test Your Balance Sheet Can Pass
Cash ratio equals cash and equivalents divided by current liabilities; 0.5-1.0 is the healthy zone for most small businesses.
What Is a Classified Balance Sheet? Current vs. Non-Current Sections, What Each Subtotal Tells a Lender, and How to Build One From Your Trial Balance
A classified balance sheet sorts assets and liabilities into current and non-current sections — the subtotals behind working capital and the current ratio.
2/10 Net 30, Explained: What Trade-Credit Terms Mean, Why Skipping the Discount Costs 36 Percent APR, and How to Book It
Paying a 2/10 net 30 invoice on day 30 instead of day 10 costs 2% for 20 days of float — about a 36% annualized rate. Take the discount.
SBA Microloans, Explained: How to Borrow Up to $50,000 When Banks Say Your Loan Is Too Small
SBA Microloans lend up to $50,000 through nonprofit intermediaries at 8–13% — the average loan is about $13,000, and free business coaching comes with it.
SBA Export Loans Explained: Export Express, Export Working Capital, and International Trade Loans
Export Express lends to $500,000, EWCP and International Trade Loans to $5 million — all with a 90% SBA guaranty. Match the program to your order.
SBA CAPLines Explained: How Seasonal, Contract, Builders, and Working Capital Lines Fund Short-Term Needs Up to $5 Million
SBA CAPLines are 7(a) credit lines up to $5M in four types — Seasonal, Contract, Builders, Working Capital — with 10-year terms and prime-based rates.
Business Line of Credit vs. Business Credit Card: When Revolving Debt Helps Your Cash Flow and When It Quietly Hurts
A line of credit beats a business card for balances held past 30 days — lower rates, higher limits, no grace-period trap.
Due Diligence Checklist for Buying an Existing Business: Quality of Earnings, Working Capital, and SBA 7(a) Requirements
SBA 7(a) acquisition loans now need 1.25x coverage and a QoE above $3M — verify earnings, peg working capital, and diligence tax before you close.
SBA 7(a) Working Capital Pilot: How Asset-Based and Transaction-Based Lines of Credit Change Your Borrowing-Base Records and Cash-Flow Planning
SBA's Working Capital Pilot offers 7(a) lines up to $5M — asset- or transaction-based — with borrowing-base certificates setting availability.
Accounts Payable Optimization: Capture Every Early-Payment Discount Without Starving Your Cash Flow
A 2/10 net 30 discount is a 36% annualized return — pay inside the window, hold the rest until due, and track DPO monthly.