Djibouti's Guichet Unique: Register Your Business and Get Tax-Compliant in One Visit
Djibouti's Guichet Unique registers your trade name, tax number, business licence, and CNSS account at one counter in about three days.
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Small Business
Financial management strategies and tools for small business owners
Do You Need a Business License? The Federal, State, and Local Permits Most New Owners Miss
Registering your LLC is not a license to operate. Most businesses need federal, state, and local permits — here is how to find every one of yours.
The ERISA Fidelity Bond Your 401(k) May Be Missing: The 10% Rule, the $1,000 Floor, and the $500,000 Cap
ERISA requires your 401(k) bonded for 10% of plan funds, $1,000 minimum, $500,000 cap, $1M with employer stock. Most bonds cost under $500 a year.
You Filed the Wrong 1099 — Now What? How to Fix a 1099-NEC or 1099-MISC Before Penalties Stack Up
Fix a wrong 1099-NEC or 1099-MISC with one form for amount errors, two for name or TIN errors — and beat the 30-day window to hold the IRS penalty to $60.
When Should You Fire a Customer? Run the Numbers Before You Walk Away
Customer profit equals net revenue minus direct costs minus cost to serve — rank every account, reprice the tail, and release what will not pay.
Indoor Go-Kart Track Bookkeeping: Budgeting Six-Figure Maintenance Against Per-Race Revenue
A kart track costs $500,000 to $3M+ to open, then taxes every race with tire, battery, and brake wear. Budget maintenance per race or price blind.
The IRS Assigned Your Tax Debt to a Private Collector: What the CP40 Notice Means and How to Handle the Call
The IRS must assign old tax debts to private collectors CBE, Coast or ConServe — verify the CP40 notice and authentication number before paying a cent.
Jamaica Raised Its GCT Exemption Threshold to $15 Million — and Digital Services Are Next
Jamaica raised its GCT registration threshold from J$10M to J$15M in April 2025; firms between the lines can deregister or stay registered voluntarily.
Letters of Credit for Small Importers and Exporters: How to Get Paid When Your Trading Partner Is a Stranger
A letter of credit makes the importer's bank promise payment against shipping documents; a confirmed credit adds your home bank's guarantee on top.
Liquor License Types and Costs, Explained: Why the Same Permit Is $300 in One State and $400,000 in Another
In quota states you buy someone else's capped license for six figures; elsewhere you apply and pay a fee — match your concept to the state's system first.
One Trademark Application, 130-Plus Countries: How the Madrid Protocol Takes Your Brand Global
The Madrid Protocol lets one USPTO-based application seek trademark protection in 130-plus countries — but for five years, everything depends on the US filing.
Driving Into Manhattan for Work? What NYC Congestion Pricing Costs Small Businesses in 2026
Manhattan's $9-$21.60 congestion toll is a deductible New York business expense — cut it with E-ZPass, overnight runs, and consolidated truck routes.