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Expenses

Track, categorize, and optimize business expenses effectively

Do You Need a Music License to Play Spotify in Your Store? A 2026 Small Business Guide to ASCAP, BMI, SESAC, and the Section 110(5) Exemption

A personal Spotify plan is not a public-performance license. Playing it for customers exposes a business to statutory damages of $750–$30,000 per song ($150,000 if willful), while blanket licenses from ASCAP, BMI, SESAC, and GMR run roughly $500–$2,000 a year and business music services cost $17–$60 a month per location. The Section 110(5) exemption covers only over-the-air radio and TV in establishments under 2,000 square feet (3,750 for food and drink), never streaming.

Fleet Fuel Cards for Small Business: The Purchase Controls That Stop Personal Fill-Ups Before They Start

Fuel theft and misallocation drain an estimated 5–15% of fleet fuel spend. This guide explains how fleet fuel cards from WEX, Fuelman, Ramp and others stop personal fill-ups with five controls — unique driver PINs, fuel-only product locks, dollar and time-of-day limits, mandatory odometer entry, and exception alerts — plus what the cards cost in fees versus rebates, when a cash-back business card is the better choice, and how card statements substantiate vehicle deductions under the standard mileage or actual-expense method.

The Real Cost of AI Coding Subscriptions in 2026: How Freelance Developers Can Track, Compare, and Deduct Copilot, Cursor, and Claude Code

AI coding stacks now cost freelance developers $150–$600 a month across Copilot, Cursor, and Claude Code — and every dollar is deductible, but only the portion you can document. A practical guide to tracking per-vendor spend, splitting business from personal use, allocating tool cost by client, and trimming the bill without losing the leverage.

Functional Expense Allocation for Nonprofits: A Practical Guide to the Statement of Functional Expenses and Form 990 Part IX

Nonprofits must report expenses by both nature and function under FASB ASU 2016-14. This guide explains the three functional categories, audit-accepted allocation methods like time-and-effort and square footage, and how to feed both the statement of functional expenses and Form 990 Part IX from one consistent system.