
Hired and Non-Owned Auto Insurance: Who Pays When Employees Drive Their Own Cars
If an employee crashes their own car on a work errand, your business can be sued. HNOA covers that liability gap — what it covers, excludes and costs.
#expense-tracking
Tools and methods for tracking business expenses, receipt management, and expense reporting

If an employee crashes their own car on a work errand, your business can be sued. HNOA covers that liability gap — what it covers, excludes and costs.

Dyed diesel in a highway vehicle costs the greater of $1,000 or $10 per gallon under IRS rules. Know the legal off-road uses and reclaim tax with Form 4136.

A US trademark costs $350 per class in USPTO fees; with search, surcharges and an attorney, one class runs $350–$3,500, plus $325 per class in year five.

Renewal caps, CPI escalators, holdover penalties, co-tenancy and exclusive-use terms set your real rent for a decade — negotiate them before you sign.

Small-business gas spend jumped nearly 31% in 2026. Track fuel per mile, split the 72.5¢/76¢ IRS mileage rate, and book fuel surcharges as revenue.

The IRS raised the 2026 business mileage rate from 72.5 to 76 cents for miles driven from July 1 — date every log entry or you cannot prove the higher rate.

An IRS business expense must be ordinary (common in your industry) and necessary (helpful to it) under Section 162 — plus the records to prove it.

Spam Likely labels come from Hiya, First Orion and TNS, not your carrier. Register numbers, earn A attestation and add branded calling to lift answer rates.

UPS peak surcharges start September 27, FedEx September 28, USPS October 4 — flat residential demand charges jumped 22–32% over 2025.

Volunteer hours are worth $0 on your return, but the IRS lets you deduct 14 cents a mile, supplies, and uniforms — and two 2026 changes shrink who benefits.

The Cohan rule lets a court estimate an ordinary business deduction when you can prove the money was spent but not the exact amount — and Section 274(d) forbids that estimate entirely for travel, entertainment, gifts, and vehicles. Here is what reconstruction evidence actually persuades an examiner, why bank statements alone usually fail, and a six-step playbook for rebuilding a missing-receipt file.

Federal law caps the business-gift deduction at $25 per recipient per year — a limit unchanged since 1962 — while incidental shipping, wrapping, and $4-or-less branded items sit outside it. Employee gifts follow different rules: gift cards and cash equivalents are always taxable wages, and only small, infrequent tangible items qualify as de minimis fringe benefits.