#financial-management
Strategic approaches to managing business and personal finances effectively
Alabama's state 2% grocery tax was suspended May 1–June 30, 2026 via Act 2026-604. Learn what qualifies as SNAP-eligible food, how retailers must still report gross sales, and the county/city tax that remains.
Amazon's 3.5% fuel and logistics surcharge starts Apr 17 2026 on FBA US/CA and remote fulfillment, May 2 on Buy with Prime and MCF — 3.5% of fulfillment fees, ~$0.17/unit avg.
QuickBooks uses Classes to tag nonprofit funds; Aplos does native fund accounting. Learn the balance-sheet, restriction, and audit differences that decide which to choose in 2026.
Business credit is not one score but three bureaus plus FICO SBSS. Learn how PAYDEX, Intelliscore Plus, and Equifax Risk scores work, why the SBA sunset the mandatory SBSS for 7(a) small loans on March 1, 2026, and how to build all three profiles before you apply.
The FBI attributes over $3 billion in losses to business email compromise. Learn how BEC wire fraud works — vendor impersonation, CEO fraud, payroll diversion — and the verification controls that stop payments before they leave.
The Delete Act's DROP platform went live Jan 1, 2026; brokers must process centralized deletion requests starting Aug 1, 2026 every 45 days, with 90-day determinations and 2028 audits. Learn the obligations.
SB 216 would have required every licensed contractor to carry workers' comp by Jan 1, 2026, but SB 1455 pushed universal coverage to Jan 1, 2028. Learn who must still prove coverage now and how to stay licensed.
Car wash cash flow margins 38–67% by format — flex 38–60%, full-service 35–58%, in-bay/self-service 50–67% — plus membership economics and bookkeeping.
The CFPB's $8 late-fee rule was blocked in court. Now the bureau is revisiting late fees via an advance notice — 15-day grace, 25% of minimum, and tighter immunity. Learn what small businesses carrying balances should expect.
Cin7, Katana, and inFlow solve different inventory problems. Learn how to match your sales channels, BOM needs, and integrations to the right platform before you lock in.
Crime scene cleanup jobs range $1,500 to $45,000+ and most are insurance-paid. Learn how to price biohazard labor and disposal, bill insurance directly, and document for adjusters and victim programs.
80% of owners have most wealth tied to the business and only 20-30% of listings sell. Learn how to build outside wealth while you run the company, not just when you exit.
