#financial-management
Strategic approaches to managing business and personal finances effectively
The $800 duty-free de minimis ended Aug 29, 2025 for all countries. Learn why every shipment now needs formal entry, 10-50% tariffs, and the CBP postal process starting July 24, 2026.
Florida's HB 197 would expand E-Verify from 25+ to every private employer; Indiana's FAIRNESS Act covers every employer July 1, 2026 with $10K fines. Learn who must enroll and the day-one compliance steps.
Franchise attorneys say 2026 FDD renewal brings heightened state scrutiny on costs, fees, and Item 19. Learn the junk-fee ban, Virginia and California broker rules, and the renewal season workflow.
A third of nonprofits report government funding disruptions in 2026, with 300+ proposed changes to 2 CFR 200. Learn the fixed-amount award elimination, pass-through risks, and emergency steps.
CRS R48380 and 2025–26 reports frame Fed duties — monetary policy, bank regulation, payments, and lender of last resort — and 2026 oversight debates.
FICO will include BNPL loans in two new FICO Score 10 models this fall. Learn how on-time BNPL can lift thin files by 13-21 points, how missed BNPL now hurts, and what it means for the personal credit behind your next SBA or bank loan.
FV Bank launched a unified fintech platform June 18, 2026 — stablecoin settlement, digital asset custody, and programmable payments in one regulated US bank. Learn how USDT/USDC/PYUSD direct deposits work.
State Farm, Farmers, Liberty Mutual and others have paused or non-renewed 42,000+ California policies. Learn why catastrophe exposure and costs are driving exits and the 6-month notice and FAIR Plan fallback.
Landscaping margins 3–20% (5% new, 10% average, 20% efficient) — revenue-per-hour, seasonal cash flow, and the accounting that keeps green industry profitable.
MTD for Income Tax starts 6 April 2026 for sole traders and landlords over £50k. Learn the £30k/£20k thresholds, quarterly updates, and digital records requirements.
Act 872 took effect March 2026. Platforms must register gig workers for SOCSO, deduct 1.25% per task, and face RM50,000 fines. Coverage starts at first task and lasts a year even if bookings pause.
Mastercard doubled the specialty merchant registration fee to ~$1,000 May 1 2026, plus $0.02 per transaction and 0.10% of sales weekly. Learn who is covered and how to stay off the program.
