IRS Secure Messaging for Small Businesses: When It Beats Mail or a Phone Call
IRS Secure Messaging lets invited businesses and their reps trade documents with the case team online — faster than mail, on the record unlike phone calls.
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Small Business
Financial management strategies and tools for small business owners
Nashville Just Doubled Your Home-Business Client Limit: What BL2026-1318 Means for Your Home Office and Business License
Nashville now lets permitted home businesses see 12 clients a day with no set hours. What Tennessee owners must file — and the IRS home-office payoff.
Never Filed a Business Return? Why the IRS Has No Deadline to Audit You
No return means no time limit: the IRS can assess unfiled years anytime, then bill you through an SFR with zero deductions.
Just Hired Your First Employee? What New-Employer SUTA Rates Cost in 2026
New-employer SUTA rates run 1–4% on 2026 wage bases from $7,000 to $78,200 — pay on time to keep the 5.4% FUTA credit.
Get Paid in 5 Days: New Zealand's Government Prompt-Payment Rules, Explained for Small Suppliers
NZ agencies must pay 95% of eInvoices within 5 business days since 1 Jan 2026 — register on Peppol with your NZBN to get the fast lane.
Oregon's CAT Short-Period Filing Rule: What Businesses Starting or Closing Mid-Year Need to Know
Oregon prorates CAT thresholds by days in a stub year — except new and closing businesses, which keep the full $1M line.
The Golden Handcuffs Your Best Employees Will Actually Thank You For
A restricted executive bonus arrangement funds an employee-owned life policy with deductible Section 162 bonuses that early departures forfeit.
Saudi Arabia's E-Invoicing Net Just Got Much Wider: What ZATCA's Wave 24 Threshold Drop Means for Small Businesses
Wave 24 pulls Saudi businesses above SAR 375,000 in VAT-taxable revenue into Fatoora Phase 2 — and the June 30, 2026 deadline has passed.
Paying Your Employees' Health Premiums Could Cost You $100 a Day Per Worker
Paying workers' individual health premiums creates an illegal group health plan — penalized at $100/day per employee under IRS Section 4980D.
Self-Hosted Invoicing for Freelancers: What Invoice Ninja, Crater, and InvoicePlane Really Cost to Run
Invoice Ninja self-hosted costs ~$100/year versus $240 for SaaS invoicing — if you pick maintained software. Compare options, upkeep, and when to stay hosted.
The Sewer Backup Endorsement: The $40-to-$160 Add-On That Covers the Flood Neither Your Property Policy nor Flood Insurance Touches
A $40-to-$160 water backup endorsement buys back sewer-drain coverage every standard policy excludes — buy a $25,000 limit for a finished basement.
Tucson's New 10% Short-Term Rental Tax: A Host's Bookkeeping Checklist
Tucson taxes short-term rentals at 10% since March 1, 2026 — above the 9% hotel rate. Arizona hosts now owe 16.05% total with state and county layers.