#small-business
Small Business
Financial management strategies and tools for small business owners
Colorado Eliminates the Sales Tax Vendor Fee Jan 1, 2026: What Retailers Lose and How to Adjust
Colorado HB25B-1005 eliminates the state sales tax vendor fee Jan 1 2026 — retailers must remit 100% of state sales tax, no 4% allowance. What changes.
Crime Scene and Biohazard Cleanup Business Bookkeeping: Billing, Insurance Claims, and the Cost Structure Most Owners Underprice
Crime scene cleanup jobs range $1,500 to $45,000+ and most are insurance-paid. Learn how to price biohazard labor and disposal, bill insurance directly, and document for adjusters and victim programs.
When the Business Is All You've Got: A Small Business Owner's Guide to Diversifying Wealth Outside the Company
80% of owners have most wealth tied to the business and only 20-30% of listings sell. Learn how to build outside wealth while you run the company, not just when you exit.
The End of the $800 De Minimis Exemption: How Small Importers Must Handle Duties on Every Low-Value Shipment After August 29, 2025
The $800 duty-free de minimis ended Aug 29, 2025 for all countries. Learn why every shipment now needs formal entry, 10-50% tariffs, and the CBP postal process starting July 24, 2026.
E-Verify Is Expanding Fast in 2026: What Florida's Proposed Universal Mandate and Indiana's New FAIRNESS Act Mean for Small Employers
Florida's HB 197 would expand E-Verify from 25+ to every private employer; Indiana's FAIRNESS Act covers every employer July 1, 2026 with $10K fines. Learn who must enroll and the day-one compliance steps.
Knocking at the Fed's Door: What Executive Order 14267 and the FTC-DOJ Deregulation Lists Mean for Regulated Businesses
EO 14267 directed FTC and DOJ to identify anticompetitive regulations — they returned 125+ rules for review. What it changes and what it doesn't for compliance.
This FDD Season Brings "Even More Scrutiny": What the 2026 Franchise Disclosure Document Updates Mean for Franchisors
Franchise attorneys say 2026 FDD renewal brings heightened state scrutiny on costs, fees, and Item 19. Learn the junk-fee ban, Virginia and California broker rules, and the renewal season workflow.
Fed Holds Rates at 3.5–3.75% on June 17, 2026: What Warsh's First Hold Means for Borrowers
FOMC voted 12–0 June 17 2026 to hold fed funds at 3.5–3.75% and IORB at 3.65% — no 2026 cuts projected, five reform task forces launched.
Federal Grant Cuts Are Hitting Small Nonprofits Hardest: How to Navigate the 2026 Funding Disruption
A third of nonprofits report government funding disruptions in 2026, with 300+ proposed changes to 2 CFR 200. Learn the fixed-amount award elimination, pass-through risks, and emergency steps.
Federal Policy in the 119th Congress: What CRS Says About the Fed's Four Responsibilities and Current Debates
CRS R48380 and 2025–26 reports frame Fed duties — monetary policy, bank regulation, payments, and lender of last resort — and 2026 oversight debates.
FICO's New Buy Now, Pay Later Credit Scores: How BNPL Habits Could Now Help or Hurt the Personal Credit Behind Your Next Business Loan
FICO will include BNPL loans in two new FICO Score 10 models this fall. Learn how on-time BNPL can lift thin files by 13-21 points, how missed BNPL now hurts, and what it means for the personal credit behind your next SBA or bank loan.
Form 1099-K Threshold Reverts to $20,000 and 200 Transactions: What the One Big Beautiful Bill Changed
IR-2025-107 and Fact Sheet 2025-08: One Big Beautiful Bill retroactively reinstates $20,000 and 200-transaction 1099-K threshold, undoing ARPA $600 rule. What sellers must still track.