Към основното съдържание

Mike Thrift

Маркетинг мениджър

California's SB 440 Prompt Payment Law: 30-Day Deadlines and 24% Interest on Unpaid Change Orders

California's SB 440, effective January 1, 2026, gives private-project owners 30 days to respond to a change order claim and 60 days to pay the undisputed portion — or owe 2% monthly interest (24% a year). Here's how the law works, how it compares to other states, and how contractors should track the deadlines in their books.

Chaos Engineering Consultancy Bookkeeping: Separating Game-Day Revenue From Tooling Resale Margin

How chaos engineering consultancies should split resilience-audit, game-day facilitation, automation build-out, and tooling-resale revenue into separate ledger accounts — including ASC 606 agent-vs-principal treatment for license pass-throughs, deferred revenue on fixed-fee audits, and per-engagement-type margin tracking.

Does Business Interruption Insurance Cover Cloud Outages? A Small-Business Guide to CBI Coverage

Standard business interruption insurance requires physical damage to your property, so a cloud outage like the October 2025 AWS or Azure incidents typically pays nothing. This guide explains how contingent business interruption (CBI) coverage works, the trigger language and 24–72-hour waiting periods to check, typical costs ($40–$130/month standalone), and the financial records you need to substantiate a claim.

CMS Prior Authorization Final Rule: What the 7-Day and 72-Hour Deadlines Mean for Medical and Dental Practices

As of January 1, 2026, CMS-0057-F requires Medicare Advantage, Medicaid, CHIP, and ACA marketplace payers to decide prior authorization requests within 72 hours (expedited) or 7 calendar days (standard) and to give specific denial reasons — with FHIR-based prior auth APIs mandated by January 1, 2027. Here's what small medical and dental practices should do now.

Марж на приноса: Числото, което ви казва дали една продажба си заслужава

Маржът на приноса е приходите от продажби минус променливите разходи — числото за единица продукт, което движи ценообразуването, анализа на точката на рентабилност и решенията за продуктовия микс. Научете формулата, как се различава от брутния марж, чести грешки при изчисляване и типични коефициенти по индустрии (70–90% за софтуер, 25–50% за производство).