Naar hoofdinhoud springen

Onroerend Goed Sjablonen en Voorbeelden

Praktische Beancount-sjablonen en praktijkvoorbeelden voor veelvoorkomende scenario's in onroerend goed, waaronder aankoop van een woning, hypotheekbetalingen, huurinkomsten, afschrijving, kapitaalverbeteringen en verkoop van een woning.

Deze gids biedt praktische Beancount-sjablonen en praktijkvoorbeelden voor veelvoorkomende vastgoedinvesteringsscenario's. Kopieer en pas deze sjablonen aan voor uw eigen administratie van huurwoningen.

Verken een live voorbeeldgrootboek voor vastgoed:

Real Estate Example Ledger in een nieuw tabblad openen

Basissjabloon voor Opzet​

Sjabloon voor Rekeningsstructuur​

; =============================================================================
; REAL ESTATE ACCOUNT SETUP TEMPLATE
; =============================================================================
 
; Property Asset Accounts
1970-01-01 open Assets:RealEstate:Property
1970-01-01 open Assets:RealEstate:AccumDepreciation
1970-01-01 open Assets:RealEstate:CapitalImprovements
 
; Bank Accounts
1970-01-01 open Assets:Bank:Checking
1970-01-01 open Assets:Bank:Savings
1970-01-01 open Assets:Bank:EscrowImpound
 
; Liability Accounts
1970-01-01 open Liabilities:Mortgage
1970-01-01 open Liabilities:SecurityDeposit
 
; Income Accounts
1970-01-01 open Income:RealEstate:Rent
1970-01-01 open Income:RealEstate:CapitalGains:LongTerm
1970-01-01 open Income:RealEstate:DepreciationRecapture
 
; Expense Accounts
1970-01-01 open Expenses:RealEstate:MortgageInterest
1970-01-01 open Expenses:RealEstate:LoanOrigination
1970-01-01 open Expenses:RealEstate:PropertyTax
1970-01-01 open Expenses:RealEstate:Insurance
1970-01-01 open Expenses:RealEstate:PropertyManagement
1970-01-01 open Expenses:RealEstate:Repairs
1970-01-01 open Expenses:RealEstate:Maintenance
1970-01-01 open Expenses:RealEstate:Depreciation
; Buyer-side closing costs (purchase only). There is deliberately no
; SellingCosts expense account: costs of sale reduce the amount realized
; at closing instead — see Property Sale Templates below.
1970-01-01 open Expenses:RealEstate:ClosingCosts
 
; Equity
1970-01-01 open Equity:Opening
 
; Commodity Definition
1970-01-01 commodity PROP123MAIN
  name: "123 Main St, Anytown, CA 90210"
  asset-class: "real-estate"
 
1970-01-01 commodity USD

Sjablonen voor Aankoop van een Woning​

Aanbetaling + Hypotheek​

; Template: Purchase property with mortgage
YYYY-MM-DD * "Escrow" "Down payment — [DOWN_PCT]% of $[PRICE]"
  Assets:RealEstate:Property           1 [COMMODITY] {[PRICE] USD, YYYY-MM-DD}
  Assets:Bank:Checking              -[DOWN_PAYMENT] USD
  Liabilities:Mortgage             -[LOAN_AMOUNT] USD
 
; Example: $400,000 property with 20% down
2024-03-15 * "Escrow" "Down payment — 20% of $400,000"
  Assets:RealEstate:Property           1 PROP123MAIN {400,000.00 USD, 2024-03-15}
  Assets:Bank:Checking              -80,000.00 USD
  Liabilities:Mortgage             -320,000.00 USD

Aankoopkosten​

; Template: Loan origination fee
YYYY-MM-DD * "Lender" "Loan origination fee — [PCT]% of $[LOAN]"
  Expenses:RealEstate:LoanOrigination   [FEE] USD
  Assets:Bank:Checking                 -[FEE] USD
 
; Template: Title and escrow fees
YYYY-MM-DD * "Title company" "Title insurance, escrow fees, recording"
  Expenses:RealEstate:ClosingCosts      [AMOUNT] USD
  Assets:Bank:Checking                 -[AMOUNT] USD
 
; Template: Property appraisal
YYYY-MM-DD * "Appraiser" "Property appraisal"
  Expenses:RealEstate:ClosingCosts      [AMOUNT] USD
  Assets:Bank:Checking                 -[AMOUNT] USD
 
; Example: Closing costs for $320,000 loan
2024-03-15 * "Lender" "Loan origination fee — 1% of $320,000"
  Expenses:RealEstate:LoanOrigination   3,200.00 USD
  Assets:Bank:Checking                 -3,200.00 USD
 
2024-03-15 * "Title company" "Title insurance, escrow fees, recording"
  Expenses:RealEstate:ClosingCosts      2,800.00 USD
  Assets:Bank:Checking                 -2,800.00 USD
 
2024-03-15 * "Appraiser" "Property appraisal"
  Expenses:RealEstate:ClosingCosts        450.00 USD
  Assets:Bank:Checking                   -450.00 USD

Initiële Escrow-Reservering​

; Template: Initial escrow deposit at closing
YYYY-MM-DD * "Escrow" "Initial escrow impound — property tax ([N] mo) + insurance (1 yr)"
  Assets:Bank:EscrowImpound              [TAX_IMPOUND] USD
  Expenses:RealEstate:Insurance          [INSURANCE_PREPAID] USD
  Assets:Bank:Checking                  -[TOTAL] USD
 
; Example: 3 months property tax + 1 year insurance
2024-03-15 * "Escrow" "Initial escrow impound — property tax (3 mo) + insurance (1 yr)"
  Assets:Bank:EscrowImpound              1,250.00 USD
  Expenses:RealEstate:Insurance          1,800.00 USD
  Assets:Bank:Checking                  -3,050.00 USD

Sjablonen voor Hypotheekbetalingen​

Maandelijkse Hypotheek + Escrow​

; Template: Monthly mortgage payment with escrow
; Total payment = Interest + Principal + Escrow
YYYY-MM-DD * "Bank" "Mortgage payment — [MONTH YEAR]"
  Expenses:RealEstate:MortgageInterest    [INTEREST] USD
  Liabilities:Mortgage                    [PRINCIPAL] USD
  Assets:Bank:EscrowImpound               [ESCROW] USD
  Assets:Bank:Checking                   -[TOTAL] USD
 
; Example: 30-year fixed, $320,000 at 7.0% APR
; Monthly P&I: $2,129.06, Escrow: $566.67, Total: $2,695.73
; Month 1 interest: $320,000 × 0.07 / 12 = $1,866.67
2024-04-01 * "Bank" "Mortgage payment — April 2024"
  Expenses:RealEstate:MortgageInterest    1,866.67 USD
  Liabilities:Mortgage                      262.39 USD
  Assets:Bank:EscrowImpound                 566.67 USD
  Assets:Bank:Checking                   -2,695.73 USD
 
; Month 2 interest: ($320,000 - $262.39) × 0.07 / 12 = $1,865.14
2024-05-01 * "Bank" "Mortgage payment — May 2024"
  Expenses:RealEstate:MortgageInterest    1,865.14 USD
  Liabilities:Mortgage                      263.92 USD
  Assets:Bank:EscrowImpound                 566.67 USD
  Assets:Bank:Checking                   -2,695.73 USD

Escrow-Uitkeringen​

; Template: Semi-annual property tax payment from escrow
YYYY-MM-DD * "County tax collector" "Property tax — [INSTALLMENT] installment"
  Expenses:RealEstate:PropertyTax        [AMOUNT] USD
  Assets:Bank:EscrowImpound             -[AMOUNT] USD
 
; Template: Annual insurance payment from escrow
YYYY-MM-DD * "Insurance company" "Homeowner insurance renewal — year [N]"
  Expenses:RealEstate:Insurance          [AMOUNT] USD
  Assets:Bank:EscrowImpound             -[AMOUNT] USD
 
; Example: Property tax ($5,000/yr paid semi-annually)
2024-09-15 * "County tax collector" "Property tax — first installment"
  Expenses:RealEstate:PropertyTax        2,500.00 USD
  Assets:Bank:EscrowImpound             -2,500.00 USD
 
; Example: Insurance renewal
2025-03-15 * "Insurance company" "Homeowner insurance renewal — year 2"
  Expenses:RealEstate:Insurance          1,850.00 USD
  Assets:Bank:EscrowImpound             -1,850.00 USD

Sjablonen voor Huurinkomsten​

Maandelijkse Huur met Beheervergoeding​

; Template: Monthly rent with PM fee
YYYY-MM-DD * "Tenant" "[MONTH YEAR] rent"
  Assets:Bank:Checking                    [NET_RENT] USD
  Expenses:RealEstate:PropertyManagement  [PM_FEE] USD
  Income:RealEstate:Rent                 -[GROSS_RENT] USD
 
; Example: $2,400/mo rent with 8% PM fee ($192)
2024-04-01 * "Tenant" "April 2024 rent"
  Assets:Bank:Checking                    2,208.00 USD
  Expenses:RealEstate:PropertyManagement    192.00 USD
  Income:RealEstate:Rent                 -2,400.00 USD

Ontvangst Waarborgsom​

; Template: Receive security deposit (liability, NOT income)
YYYY-MM-DD * "Tenant" "Security deposit — [N] month rent"
  Assets:Bank:Checking                    [AMOUNT] USD
  Liabilities:SecurityDeposit           -[AMOUNT] USD
 
; Example: 1-month security deposit
2024-03-20 * "Tenant" "Security deposit — 1 month rent"
  Assets:Bank:Checking                    2,400.00 USD
  Liabilities:SecurityDeposit           -2,400.00 USD

Teruggave Waarborgsom​

; Template: Return security deposit at lease end
YYYY-MM-DD * "Tenant" "Return security deposit — lease ended"
  Liabilities:SecurityDeposit            [AMOUNT] USD
  Assets:Bank:Checking                  -[AMOUNT] USD
 
; Example: Full deposit return
2025-11-01 * "Tenant" "Return security deposit — lease ended"
  Liabilities:SecurityDeposit            2,400.00 USD
  Assets:Bank:Checking                  -2,400.00 USD

Sjablonen voor Operationele Kosten​

Reparaties (Aftrekbaar per Huidig Jaar)​

; Template: Repair expense — fully deductible in current year
YYYY-MM-DD * "[VENDOR]" "[DESCRIPTION]"
  Expenses:RealEstate:Repairs             [AMOUNT] USD
  Assets:Bank:Checking                   -[AMOUNT] USD
 
; Example: HVAC repair
2024-05-18 * "HVAC Pro" "A/C repair — replaced capacitor"
  Expenses:RealEstate:Repairs             285.00 USD
  Assets:Bank:Checking                   -285.00 USD
 
; Example: Plumbing repair
2024-06-10 * "Joe's Plumbing" "Fix leaking kitchen faucet"
  Expenses:RealEstate:Repairs             180.00 USD
  Assets:Bank:Checking                   -180.00 USD

Onderhoud (Aftrekbaar per Huidig Jaar)​

; Template: Regular maintenance expense
YYYY-MM-DD * "[VENDOR]" "[DESCRIPTION]"
  Expenses:RealEstate:Maintenance         [AMOUNT] USD
  Assets:Bank:Checking                   -[AMOUNT] USD
 
; Example: Quarterly landscaping
2024-06-15 * "Green Lawn Care" "Quarterly landscaping — Q2"
  Expenses:RealEstate:Maintenance         360.00 USD
  Assets:Bank:Checking                   -360.00 USD
 
; Example: Annual pest control
2024-10-20 * "PestShield" "Annual termite inspection & treatment"
  Expenses:RealEstate:Maintenance         350.00 USD
  Assets:Bank:Checking                   -350.00 USD

Sjablonen voor Afschrijving​

Maandelijkse Lineaire Afschrijving​

; Template: Monthly depreciation entry (full month)
; Building cost / 27.5 / 12 = monthly amount
YYYY-MM-DD * "Depreciation" "[MONTH YEAR]"
  Expenses:RealEstate:Depreciation        [MONTHLY_AMOUNT] USD
  Assets:RealEstate:AccumDepreciation    -[MONTHLY_AMOUNT] USD
 
; Example: $320,000 building, monthly = $320,000 / 27.5 / 12 = $969.70
2024-04-30 * "Depreciation" "April 2024"
  Expenses:RealEstate:Depreciation        969.70 USD
  Assets:RealEstate:AccumDepreciation    -969.70 USD

Midden-van-de-Maand Conventie (Eerste Maand)​

; Template: Half-month depreciation when placed in service
; Used in the month the property is placed in service
YYYY-MM-DD * "Depreciation" "[MONTH YEAR] — half-month (placed in service)"
  Expenses:RealEstate:Depreciation        [HALF_MONTH] USD
  Assets:RealEstate:AccumDepreciation    -[HALF_MONTH] USD
 
; Example: Placed in service March 15
; Half-month = $969.70 / 2 = $484.85
2024-03-31 * "Depreciation" "March 2024 — half-month (placed in service)"
  Expenses:RealEstate:Depreciation        484.85 USD
  Assets:RealEstate:AccumDepreciation    -484.85 USD

Midden-van-de-Maand Conventie (Maand van Vervreemding)​

; Template: Half-month depreciation when disposed
; Used in the month the property is sold/disposed
YYYY-MM-DD * "Depreciation" "[MONTH YEAR] — half-month (disposed)"
  Expenses:RealEstate:Depreciation        [HALF_MONTH] USD
  Assets:RealEstate:AccumDepreciation    -[HALF_MONTH] USD
 
; Example: Sold November 15
2025-11-15 * "Depreciation" "November 2025 — half-month (disposed)"
  Expenses:RealEstate:Depreciation        484.85 USD
  Assets:RealEstate:AccumDepreciation    -484.85 USD

Sjablonen voor Kapitaalverbeteringen​

Boekingen voor Grondslagverhoging​

; Template: Capital improvement — adds to cost basis
; NOT a current expense deduction
YYYY-MM-DD * "[VENDOR]" "[DESCRIPTION]"
  Assets:RealEstate:CapitalImprovements   [AMOUNT] USD
  Assets:Bank:Checking                   -[AMOUNT] USD
 
; Example: Replace water heater (extends useful life)
2024-08-12 * "Home Depot" "Replace water heater — 50 gal gas"
  Assets:RealEstate:CapitalImprovements   1,800.00 USD
  Assets:Bank:Checking                   -1,800.00 USD
 
; Example: New kitchen appliances (adds value)
2024-10-05 * "Lowe's" "New kitchen appliances — stove + dishwasher"
  Assets:RealEstate:CapitalImprovements   4,200.00 USD
  Assets:Bank:Checking                   -4,200.00 USD

Sjablonen voor Verkoop van een Woning​

Verkoopkosten​

Verkoopkosten worden bij de afsluiting via escrow verrekend: de escrow-agent trekt ze af van de middelen van de koper, zodat ze nooit via uw betaalrekening lopen, en ze zijn al afgetrokken van de netto-opbrengst die het onderstaande sjabloon voor winstherkenning ontvangt. Stem eerst de afsluitingsstaat af — elke aftrek moet precies één keer voorkomen:

; Template: Closing-statement bridge — reconcile before recording the sale
; [SALE_PRICE]    gross contract price
; [COMMISSION]    sales commission ([PCT]% of [SALE_PRICE])
; [SELLER_COSTS]  other seller-paid closing costs
; [NET_PROCEEDS]  = [SALE_PRICE] - [COMMISSION] - [SELLER_COSTS]
; [PAYOFF_AMOUNT] remaining loan principal (lender payoff quote)
; [CASH_AT_CLOSE] = [NET_PROCEEDS] - [PAYOFF_AMOUNT]
 
; Example: $435,000 sale, 5% commission + 1% seller closing costs
; Contract price:              $435,000.00
; - Sales commission (5%):     - 21,750.00
; - Seller closing costs (1%): -  4,350.00
; = Net proceeds:              $408,900.00
; - Mortgage payoff:           -314,744.09
; = Cash wired to seller:      $ 94,155.91

Boek de commissie of de afsluitkosten voor de verkoper niet als afzonderlijke kostenbetalingen. Voor de Amerikaanse federale belasting verlagen ze het gerealiseerde bedrag op de verkoop (IRS Publication 544), en het geld dat ze verbruiken ontbreekt al in [NET_PROCEEDS] — ze nogmaals aftrekken zou hetzelfde geld twee keer van de betaalrekening halen.

Aflossing Hypotheek​

; Template: Mortgage payoff at closing
; [PAYOFF_AMOUNT] is remaining loan principal (the lender's payoff quote),
; not sale cash — the disposal entry below carries the net proceeds
YYYY-MM-DD * "Bank" "Mortgage payoff at closing"
  Liabilities:Mortgage                  [PAYOFF_AMOUNT] USD
  Assets:Bank:Checking                 -[PAYOFF_AMOUNT] USD
 
; Example: payoff the principal remaining after the October 2025 payment
2025-11-15 * "Bank" "Mortgage payoff at closing"
  Liabilities:Mortgage                  314,744.09 USD
  Assets:Bank:Checking                 -314,744.09 USD

Winstherkenning (Terugname van Afschrijving + Meerwaarden op Lange Termijn)​

; Template: Dispose property and recognize gain
; [COST]               original purchase price (the property lot's carrying basis)
; [IMPROVEMENTS]       total capitalized improvements at sale
; [ACCUM_DEPRECIATION] total accumulated depreciation at sale
; [NET_PROCEEDS]       sale price minus selling costs — NOT the cash wired to
;                      you, because the mortgage payoff is recorded separately
; [RECAPTURE]          unrecaptured §1250 gain (max 25%) = min(gain, [ACCUM_DEPRECIATION])
; [LTCG]               remaining gain, taxed at LTCG rates
; Total gain = Net proceeds - Adjusted basis
; Adjusted basis = [COST] + [IMPROVEMENTS] - [ACCUM_DEPRECIATION]
; For a sale at a loss: [RECAPTURE] is zero and the loss posts as a
; positive number to the capital-gains account
YYYY-MM-DD * "Sale" "Dispose property — recognize gain"
  Assets:RealEstate:Property              -1 [COMMODITY] {[COST] USD, [PURCHASE_DATE]}
  Assets:RealEstate:CapitalImprovements   -[IMPROVEMENTS] USD
  Assets:RealEstate:AccumDepreciation      [ACCUM_DEPRECIATION] USD
  Assets:Bank:Checking                    [NET_PROCEEDS] USD
  Income:RealEstate:DepreciationRecapture -[RECAPTURE] USD
  Income:RealEstate:CapitalGains:LongTerm -[LTCG] USD
 
; Example: Sell $400K property for $435K after $19,394 depreciation and $6K improvements
; Adjusted basis: $400,000 + $6,000 - $19,394 = $386,606
; Net proceeds: $435,000 - $26,100 selling costs = $408,900
; Total gain: $408,900 - $386,606 = $22,294
; Recapture: $19,394 (equals accumulated depreciation)
; LTCG: $22,294 - $19,394 = $2,900
2025-11-15 * "Sale" "Dispose property — recognize gain"
  Assets:RealEstate:Property              -1 PROP123MAIN {400,000.00 USD, 2024-03-15}
  Assets:RealEstate:CapitalImprovements   -6,000.00 USD
  Assets:RealEstate:AccumDepreciation     19,394.00 USD
  Assets:Bank:Checking                   408,900.00 USD
  Income:RealEstate:DepreciationRecapture -19,394.00 USD
  Income:RealEstate:CapitalGains:LongTerm  -2,900.00 USD

De betaalrekening beweegt precies met de onderste regel van de afsluitingsstaat: $408.900,00 binnen uit de vervreemding, $314.744,09 uit voor de aflossing — netto $94.155,91.

Sjabloon voor Herfinanciering​

Oude Hypotheek Aflossen, Nieuwe Aangaan​

; Template: Refinance — payoff existing and create new mortgage
; Alternative scenario: a refinance replaces the sale lifecycle above — a
; property refinanced in June cannot also use this guide's November payoff.
; Requires its own subaccounts (instead of the single Liabilities:Mortgage):
;   1970-01-01 open Liabilities:Mortgage:OldLoan
;   1970-01-01 open Liabilities:Mortgage:NewLoan
; [OLD_PAYOFF] is your lender's quote — the example reuses this guide's
; illustrative payoff figure
YYYY-MM-DD * "Refinance" "Payoff old mortgage, new [TERM]-year at [RATE]%"
  Liabilities:Mortgage:OldLoan          [OLD_PAYOFF] USD
  Liabilities:Mortgage:NewLoan         -[NEW_AMOUNT] USD
  Assets:Bank:Checking                  [CASH_OUT] USD  ; Cash-out amount (if any)
  Expenses:RealEstate:ClosingCosts      [REFI_COSTS] USD
 
; Example: Refinance from 7.0% to 5.5% — net cash-out $12,255.91 after $3,000.00 costs
2025-06-01 * "Refinance" "Payoff old mortgage, new 30-year at 5.5%"
  Liabilities:Mortgage:OldLoan         314,744.09 USD
  Liabilities:Mortgage:NewLoan        -330,000.00 USD
  Assets:Bank:Checking                  12,255.91 USD
  Expenses:RealEstate:ClosingCosts       3,000.00 USD

Sjablonen voor Saldo-Asserties​

Jaarafsluiting Reconciliatie​

; Template: Year-end balance assertions
YYYY-01-01 balance Assets:RealEstate:Property             1 [COMMODITY]
YYYY-01-01 balance Assets:RealEstate:CapitalImprovements  [TOTAL_IMPROVEMENTS] USD
YYYY-01-01 balance Assets:RealEstate:AccumDepreciation   -[TOTAL_DEPRECIATION] USD
YYYY-01-01 balance Liabilities:SecurityDeposit           -[DEPOSIT_AMOUNT] USD
 
; Example: Year-end 2024 assertions
2025-01-01 balance Assets:RealEstate:Property             1 PROP123MAIN
2025-01-01 balance Assets:RealEstate:CapitalImprovements  6,000.00 USD
2025-01-01 balance Assets:RealEstate:AccumDepreciation   -9,212.15 USD
2025-01-01 balance Liabilities:SecurityDeposit           -2,400.00 USD

Asserties na Verkoop​

; Template: Post-sale — all property accounts should be zero
; These hold once every monthly payment, every depreciation entry (through
; the disposition half-month) and the escrow refund below are recorded
YYYY-MM-DD balance Assets:RealEstate:Property             0 [COMMODITY]
YYYY-MM-DD balance Assets:RealEstate:CapitalImprovements  0 USD
YYYY-MM-DD balance Assets:RealEstate:AccumDepreciation    0 USD
YYYY-MM-DD balance Liabilities:Mortgage                   0 USD
YYYY-MM-DD balance Liabilities:SecurityDeposit            0 USD
YYYY-MM-DD balance Assets:Bank:EscrowImpound              0 USD
 
; Example: Post-sale verification
2025-12-01 balance Assets:RealEstate:Property             0 PROP123MAIN
2025-12-01 balance Assets:RealEstate:CapitalImprovements  0 USD
2025-12-01 balance Assets:RealEstate:AccumDepreciation    0 USD
2025-12-01 balance Liabilities:Mortgage                   0 USD
2025-12-01 balance Liabilities:SecurityDeposit            0 USD
2025-12-01 balance Assets:Bank:EscrowImpound              0 USD

Sjablonen voor Prijsrichtlijnen​

De woningprijzen hieronder zijn uw eigen gedateerde waarderingen. Live Prices behandelt ondersteunde marktactiva en valutaparen, niet de taxatiewaarden van individuele woningen. Blijf woningwaarden zelf aanleveren, ook als u beheerde feeds gebruikt voor andere posities.

Kwartaalwaarde van Onroerend Goed​

; Template: Quarterly property valuation
YYYY-MM-DD price [COMMODITY]  [VALUE] USD
 
; Example: Quarterly valuations for 123 Main St
2024-03-15 price PROP123MAIN  400,000.00 USD
2024-06-30 price PROP123MAIN  405,000.00 USD
2024-09-30 price PROP123MAIN  412,000.00 USD
2024-12-31 price PROP123MAIN  418,000.00 USD
2025-03-31 price PROP123MAIN  425,000.00 USD
2025-06-30 price PROP123MAIN  430,000.00 USD

Bronnen voor waarderingen: Zillow Zestimate, Redfin-schattingen, vergelijkbare verkopen of professionele taxaties.

Sjabloon voor Teruggave van Escrow-Reservering​

Teruggave na Verkoop​

; Template: Escrow impound refund after property sale
YYYY-MM-DD * "Bank" "Escrow impound refund — remaining balance"
  Assets:Bank:Checking                    [REFUND] USD
  Assets:Bank:EscrowImpound              -[REFUND] USD
 
; Example: Remaining escrow balance returned by lender
; $1,250.00 initial + 19 monthly contributions of $566.67
; - 3 property-tax installments of $2,500.00 - $1,850.00 insurance = $2,666.73
2025-11-30 * "Bank" "Escrow impound refund — remaining balance"
  Assets:Bank:Checking                    2,666.73 USD
  Assets:Bank:EscrowImpound             -2,666.73 USD

Gebruiksinstructies​

  1. Kopieer het relevante sjabloon voor uw transactietype
  2. Vervang plaatsaanduidingen (weergegeven tussen [HAKJES]) door werkelijke waarden — sjabloonregels met datums als YYYY-MM-DD en bedragen tussen haakjes zijn patronen om uit te kopiëren, geen laadbare grootboeksyntaxis; de gedateerde voorbeelden onder elk sjabloon laden zoals ze zijn
  3. Pas rekeningnamen aan zodat ze overeenkomen met uw rekeningstructuur (voeg bijvoorbeeld het adres van de woning toe aan het rekeningpad voor portefeuilles met meerdere woningen)
  4. Bereken de afschrijving met: Gebouwkosten / 27,5 / 12 voor het maandbedrag
  5. Documenteer de splitsing grond/gebouw in commentaar met de bron (gemeentelijke taxateur, taxatie, enz.)
  6. Stem de brug van de afsluitingsstaat af voordat u een verkoop boekt — bruto prijs, verkoopkosten, netto-opbrengst, aflossing, contanten, waarbij elke aftrek precies één keer voorkomt
  7. Controleer de berekeningen voordat u boekingen definitief maakt, vooral de uitsplitsing van de verkoopwinst

Beste Praktijken​

  • Gebruik consistente naamgevingsconventies voor leveranciers en omschrijvingen
  • Boek hypotheekbetalingen met de exacte P&I-splitsing uit het aflossingsschema van uw kredietverstrekker
  • Volg kapitaalverbeteringen apart van reparaties — de fiscale behandeling is verschillend
  • Voer afschrijving maandelijks in voor nauwkeurige tussentijdse financiële overzichten
  • Gebruik saldo-asserties aan het jaareinde om invoerfouten op te sporen vóór de belastingaangifte
  • Houd prijsrichtlijnen per kwartaal bijgewerkt voor de waardering van de portefeuille
  • Documenteer de reden voor de classificatie als reparatie versus kapitaalverbetering

Deze sjablonen bieden een solide basis voor vastgoedadministratie in Beancount.io. Pas ze aan op basis van uw specifieke woning, hypotheekvoorwaarden en fiscale situatie.

Onroerend Goed Sjablonen en Voorbeelden

Bron: https://beancount.io/nl/docs/Tips/real-estate-templates-examples