Peloton FY2026 Earnings: The First Profit After $4.8B of Losses
Peloton FY2026: $63.2M net income — its first profitable year — on $2.446B revenue (−1.8%), earned by cutting opex 67% from FY2022.
#financial-analysis
Financial Analysis
Analyze financial data and metrics to evaluate business performance and health
PepsiCo Q3 2026 Earnings: $25.3 Billion Revenue, a $178 Million Tariff Refund and a Guidance Cut
PepsiCo's Q3 2026 core profit rose 3% only because of a $178M tariff refund; without it core profit fell about 1%, and EPS guidance was cut.
Zoom Q2 FY2027 Earnings: $1.54B Net Income on a $1.61B Anthropic Markup
Zoom's Q2 FY2027: $1.54B GAAP net income on $1.28B revenue, driven by a $1.61B unrealized Anthropic markup — operating income fell 2% to $314M.
Cost Centers vs. Profit Centers vs. Investment Centers: Give Every Manager a Number They Actually Control
Match each manager's target to their authority: cost centers own spending, profit centers own margin, investment centers earn ROI above the required return.
Seagate FY2026 Earnings: $12.2B Revenue and a 52.3% Q4 Gross Margin as AI Data Centers Pay for Storage
Seagate's FY2026 revenue grew 34% to $12.2B with Q4 gross margin at 52.3% on AI data-center demand; net income more than doubled to $3.2B.
Single-Step vs. Multi-Step Income Statements, Explained: How Format Choice Changes What Lenders See
Single-step nets everything in one subtraction; multi-step shows gross profit and operating income — the subtotals lenders read to judge your core business.
Vertical vs. Horizontal Analysis, Explained: How Common-Size Percentages Reveal Your Cost Structure While Trend Analysis Shows Where It Is Drifting
Common-size percentages show what each revenue dollar does; trend analysis shows where it is drifting — run both monthly to catch margin erosion early.
The Piotroski F-Score, Explained: Nine Binary Tests That Separate Strong Value Stocks From Value Traps
The Piotroski F-Score grades cheap stocks on nine yes-or-no tests of profitability, leverage, and efficiency: 8 or 9 signals strength, 0-2 signals a trap.
Margin of Safety, Explained: How Far Your Sales Can Fall Before You Hit Break-Even
Your margin of safety is sales minus break-even sales — how far revenue can fall before losses start. Compute it in dollars, units, and percent.
Sales Mix, Explained: How the Proportion of What You Sell Moves Break-Even and Profit Even When Total Revenue Holds Still
Sales mix is your products' sales share — a tilt toward low-margin items cuts profit while revenue holds still. Track your weighted-average margin monthly.
Delta Air Lines Q3 2026 Earnings: Record $20.2B Revenue, Net Income Down 47% on a $4.4B Fuel Bill
Delta's Q3 2026 revenue hit a record $20.2B, but net income fell 47% to $756M as fuel rose 69%; full-year EPS guidance was cut to $5.10–$5.60.
Financial Ratio Analysis for Small Businesses: Build a Dashboard That Shows Real Performance
Compare margins, liquidity, efficiency, and leverage together each month — trends and peer benchmarks reveal problems raw statements hide.