Multi-Account Support
Connect checking, savings, credit cards, and investment accounts from multiple banks simultaneously.
Sync Your Bank Accounts
Plaid Integration combines secure bank connections with AI intelligence to categorize transactions automatically and learn from your corrections.
Powered by Plaid
Secure Connection
Connect supported banks through Plaid's account-linking flow. Beancount.io does not receive your bank login password.
AI-Powered Categories
AI analyzes merchant names, amounts, and your historical patterns to suggest the correct Beancount account for each transaction.
Review and Approve
Review every AI suggestion before committing. You maintain complete editorial control over your ledger.
Your bank data, connected intelligently
From bank connections to AI categorization, Plaid Integration handles the heavy lifting so you can focus on financial analysis.
Full Control
Review and submit to ledger
Review AI suggestions, make adjustments, and submit all transactions to your Beancount file with one click.
Smart workflows for any financial setup
Whether you track personal expenses or manage business finances, Link Accounts adapts to your workflow and learns from your patterns.
Duplicate Detection
Smart deduplication ensures transactions are never imported twice, even across multiple syncs.
Beancount Native
Transactions are formatted in proper Beancount syntax and committed directly to your ledger file.
Smart Search
Find and filter synced transactions by date, amount, merchant, or category before importing.
Version Control
Every import is committed to Git, giving you a full audit trail and the ability to roll back any changes.
Batch Import
Import weeks or months of transactions at once. Perfect for catching up or onboarding to Beancount.
Simple, Transparent Pricing
Choose the plan that's right for yourself or team
Frequently asked questions
Which banks are supported?
Plaid supports over 12,000 financial institutions across the US, Canada, UK, and Europe. This includes major banks like Chase, Bank of America, Wells Fargo, Citi, Capital One, as well as credit unions and investment brokerages. You can check if your bank is supported during the connection flow.
Is my banking data secure?
Absolutely. Your bank credentials are never stored on or transmitted through our servers. Authentication happens directly between you and your bank through Plaid's encrypted system - the same technology trusted by millions through Venmo, Robinhood, and Coinbase. We only receive read-only transaction data.
How accurate is the AI categorization?
AI categorization starts at around 80% accuracy and quickly improves to 95%+ as it learns your specific patterns and chart of accounts. It analyzes merchant names, transaction amounts, and your historical categorization decisions to make intelligent suggestions. Every correction makes it smarter.
How often are transactions synced?
You can manually sync at any time with one click. Additionally, our background job automatically syncs your transactions daily, so your ledger stays current without any manual effort. New transactions typically appear within seconds of syncing.
Can I import historical transactions?
Yes! When you first connect a bank account, you can import up to 2 years of historical transactions (depending on your bank and Plaid plan). This is perfect for onboarding to Beancount or catching up on months of untracked expenses.
What if AI categorizes something wrong?
You always have full editorial control. Every transaction goes through your review before being committed to your ledger. You can edit any AI suggestion, and the AI learns from your corrections to improve future categorizations.
Start linking your accounts today
Link your bank accounts and map them to your Beancount chart of accounts in minutes.