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Technology

Technology solutions and tools for modern financial management

Meta Q1 2026 Earnings: It Beat Every Number and the Stock Fell 7% Anyway
·mike

Meta Q1 2026 Earnings: It Beat Every Number and the Stock Fell 7% Anyway

Meta Platforms' Q1 2026 revenue grew 33% to $56.3 billion and net income rose 61% to $26.8 billion, yet the stock fell about 7% after Meta raised full-year 2026 capex guidance to $125-145 billion, a $10 billion increase from the prior quarter's range.

financial-reporting
financial-management
beancount
Micron FY2026 Q3 Earnings: Revenue Rose 346%. The Cost of Making the Chips Rose 10%.
·mike

Micron FY2026 Q3 Earnings: Revenue Rose 346%. The Cost of Making the Chips Rose 10%.

Micron's fiscal Q3 2026 revenue rose 345.7% to $41.46 billion while cost of goods sold rose only 10.5% to $6.40 billion, lifting GAAP gross margin from 37.7% to 84.6% and net income to $28.24 billion — a margin built on DRAM pricing, not cost structure, in a business that posted a negative 9.1% gross margin as recently as FY2023.

financial-reporting
financial-analysis
beancount
Palantir Q1 2026 Earnings: An 85% Growth Rate, a 53% Net Margin, and a Balance Sheet That Still Says It Has Never Made Money
·mike

Palantir Q1 2026 Earnings: An 85% Growth Rate, a 53% Net Margin, and a Balance Sheet That Still Says It Has Never Made Money

Palantir's Q1 2026 revenue grew 84.7% to $1.633 billion while total costs grew only 24%, lifting operating margin to 46.2% and net margin to 53.7% — a net margin that exceeds the operating margin because interest income adds $134.6 million and the effective tax rate is just 1.4%, against an accumulated deficit that still stands at $2.69 billion.

financial-reporting
financial-analysis
beancount
SpaceX's First Public Earnings: Starlink's $11.4B Profit Machine Is Bankrolling a $6.4B AI Bet
·mike

SpaceX's First Public Earnings: Starlink's $11.4B Profit Machine Is Bankrolling a $6.4B AI Bet

SpaceX's IPO filing shows FY2025 revenue of $18.7B (+33%) and a $4.9B net loss — Starlink earned a $4.4B operating profit at a 38.8% margin while the AI segment (X and xAI) lost $6.4B on $3.2B of revenue and consumed $12.7B of capex. A bull-vs-bear analysis backed by an open double-entry Beancount ledger covering FY2023 through Q1 2026.

open-ledger
beancount
plain-text-accounting
GPU Depreciation Schedules, Explained: How One Estimate Turns a 60% Margin Into a $1 Billion Loss
·mike

GPU Depreciation Schedules, Explained: How One Estimate Turns a 60% Margin Into a $1 Billion Loss

CoreWeave booked $5.13 billion in revenue and a roughly 60% adjusted EBITDA margin in 2025 — and still reported a net loss over $1 billion, driven by $2.45 billion of depreciation. This guide explains how GPU useful-life estimates (4 vs. 6 years) swing reported expenses by ~$30 million per 10,000 GPUs, why Amazon and Meta moved their server lives in opposite directions, and how any equipment-owning business should set honest depreciation assumptions under 2026 Section 179 and bonus depreciation rules.

depreciation
fixed-assets
financial-reporting
GPU Depreciation Schedules Explained: How Neoclouds Turn One Accounting Estimate Into Billions in Profit
·mike

GPU Depreciation Schedules Explained: How Neoclouds Turn One Accounting Estimate Into Billions in Profit

CoreWeave depreciates GPU servers over 6 years, Lambda over 5, and Nebius over 4 — a difference in useful-life estimates that can shift reported profit by tens of millions of dollars per 10,000-GPU fleet without any cash changing hands, and sits at the center of Michael Burry's $176 billion overstated-depreciation claim against major AI infrastructure spenders.

depreciation
assets
financial-statements
Toast vs. Square vs. Clover: Choosing the Right POS System for Your Restaurant or Retail Business in 2026
·mike

Toast vs. Square vs. Clover: Choosing the Right POS System for Your Restaurant or Retail Business in 2026

Toast charges roughly 2.99% + 15¢ per transaction, Clover about 2.3% + 10¢, and Square 2.4–2.6% + 15¢ — a side-by-side breakdown of POS pricing, hardware costs, and contract terms to help restaurant and retail owners pick the right system in 2026.

point-of-sale
payments
small-business
How to Automate Your Bookkeeping: A Complete Guide for Small Businesses
·mike

How to Automate Your Bookkeeping: A Complete Guide for Small Businesses

Stop spending 8 hours a week on manual bookkeeping. This guide walks you through exactly how to automate your bookkeeping—from bank feeds and receipt capture to AI-powered categorization—so you can focus on growing your business.

bookkeeping
automation
small-business
QuickBooks Alternatives: 10 Best Accounting Software Options for Small Business in 2026
·mike

QuickBooks Alternatives: 10 Best Accounting Software Options for Small Business in 2026

Compare the 10 best QuickBooks alternatives for small business in 2026. From free options like Wave and GnuCash to full-featured platforms like Xero and FreshBooks, find the right accounting software for your budget and needs.

accounting-software
small-business
bookkeeping
Accounting Software: How to Choose the Right Tool for Your Business
·mike

Accounting Software: How to Choose the Right Tool for Your Business

A practical guide to choosing accounting software for your business. Learn the 7 features that actually matter, 5 mistakes to avoid, and how to evaluate options from free tools to enterprise platforms and plain-text solutions.

accounting
small-business
bookkeeping
Introducing Growbi: AI-Powered Math Practice That Actually Teaches
·mike

Introducing Growbi: AI-Powered Math Practice That Actually Teaches

Growbi revolutionizes math practice for SSAT and ISEE preparation with its AI-powered platform, offering personalized learning experiences at a fraction of traditional tutoring costs.

education
technology
entrepreneurship
The Vertical SaaS Survival Guide: How to Compete Against OpenAI, Claude, and Gemini's AI Agents
·mike

The Vertical SaaS Survival Guide: How to Compete Against OpenAI, Claude, and Gemini's AI Agents

Navigate the evolving landscape of vertical SaaS in the age of AI agents with this comprehensive guide, offering strategic insights and frameworks for competition and adaptation.

entrepreneurship
financial-management
technology
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