The Graham Number, Explained: The Maximum Price Benjamin Graham Would Pay for a Stock
The Graham Number — the square root of 22.5 × EPS × BVPS — caps what a defensive investor pays: below it, research the stock; above it, pass.
#financial-analysis
Financial Analysis
Analyze financial data and metrics to evaluate business performance and health
Sell or Process Further? How to Decide Whether to Sell Joint Products at Split-Off or Keep Processing
Process further only when the added revenue beats the separable cost — joint costs are sunk and never enter the math. Worked example plus four traps.
What Is FP&A? How Financial Planning and Analysis Turns Your Books Into Budgets, Forecasts, and Variance Reports
FP&A turns closed books into budgets, rolling forecasts, and variance reports — start with one quarterly cycle, then hire when decisions outrun it.
Marginal Cost, Explained: What One More Unit Really Costs
Marginal cost is what one more unit costs: change in cost over change in quantity. Keep producing while it stays below marginal revenue.
The PEG Ratio, Explained: How Dividing P/E by Earnings Growth Separates a Fair Price From an Expensive One
PEG ratio divides P/E by earnings growth — around 1.0 is fairly valued, below 1.0 may be cheap if the growth is real.
Owner Earnings, Explained: Buffett's Measure of What a Business Really Earns
Owner earnings equal reported earnings plus non-cash charges minus maintenance CapEx — the cash you could withdraw without shrinking the business.
Take Rate, Explained: How Marketplaces Turn GMV Into Revenue
Take rate is platform revenue divided by GMV — and the effective rate runs far above the advertised commission once fees, fulfillment, and ads count.
AGNC Q3 2026: $1.40B Loss, Book Value −16.9% to $7.13
AGNC Q3 2026: a $1.36B net loss as $5.0B of unrealized losses cut tangible book 16.9% to $7.13, while $0.37 spread income covered the $0.36 dividend.
Allegion Q3 2026: $2.59 EPS Up 19% as Americas Non-Residential Surges and Outlook Rises
Allegion earned $2.59 per share in Q3 2026, up 19%, on 9.6% revenue growth led by Americas non-residential — and raised its full-year outlook.
Ally Financial Q3 2026: $1.34 Adjusted EPS Up 16% as Auto Originations Hit $12.9B
Ally Financial earned an adjusted $1.34 per share in Q3 2026, up 16%, on record auto applications and $142B of retail deposits.
BNY Q3 2026: EPS $2.34 (+24%) on $5.68B Revenue
BNY Q3 2026: EPS jumped 24% to $2.34 as fee revenue grew 12% and NII 15%; $63.4T in custody assets, $1.4B returned.
BOK Financial Q3 2026: EPS $2.64 (+19%) as NII Grows 9.6%
BOK Financial Q3 2026: EPS rose 19% to $2.64 as NII grew 9.6% to $370M with zero provision, while brokerage fees halved and buybacks cut shares 3.9%.