Citizens Q3 2026: EPS $1.41 (+34%) on NII Surge and Lower Provision
Citizens Q3 2026: EPS jumped 34% to $1.41 as NII surged 12.6% to $1.68B and provision fell 19%, with efficiency improving to 60%.
#financial-analysis
Financial Analysis
Analyze financial data and metrics to evaluate business performance and health
Equivalent Annual Cost, Explained: How to Compare Equipment and Projects With Unequal Lives
EAC annualizes each option's lifetime cost into a level yearly charge — lowest EAC wins, whatever the sticker prices say.
The Excess Earnings Method, Explained: How Appraisers Split Your Business Value Between Tangible Assets and Goodwill
The excess earnings method prices goodwill as profit above a fair return on tangible assets, capitalized at 15-20% — then adds tangibles for total value.
Guideline Public Company vs. Guideline Transaction Method: How Appraisers Value a Private Business
Appraisers value private companies off public trading multiples and past deals, then add a 20–40% control premium and subtract marketability discounts.
Interactive Brokers Q3 2026: $0.69 EPS Up 17% as Net Interest Hits $1.15B and Dividend Jumps 71%
Interactive Brokers earned $0.69 per share in Q3 2026, up 17%, as net interest income grew 19% to $1.15B — and hiked its dividend 71% to $0.15.
Liberty Energy Q3 2026: $1.2B Revenue, $39M Loss on Investment Hit
Liberty Energy Q3 2026: revenue jumped 26.3% to $1.2B but a $62.9M investment loss drove a $39M net loss; 1.2 GW AI power deal signed.
M&T Bank Q3 2026: EPS $5.04 (+4.6%) as Buybacks Offset Flat Profit
M&T Bank Q3 2026: EPS rose 4.6% to $5.04 on a 7% lower share count as net income slipped 2.1% to $775M, with NII up 1.8% and credit improving.
Marsh McLennan Q3 2026: Revenue $6.9B, Adjusted EPS $2.03
Marsh McLennan Q3 2026: revenue grew 8% to $6.9B with consulting up 9%; GAAP EPS $1.69, adjusted $2.03 as Risk margins lag.
MSCI Q3 2026: $4.86 EPS on a Record $892M Quarter as Index Fees Compound Again
MSCI grew revenue 12.4% to $892M on a 25% jump in asset-based fees, earning $4.86 per share while buying back $552M of stock.
Nokia Q3 2026: Sales +10% to €5.15B as AI & Cloud Revenue Doubles
Nokia Q3 2026: sales +10% to €5.15B as AI & Cloud doubled; €357M restructuring cut reported profit while comparable margin rose to 11.7%.
Northern Trust Q3 2026: $3.40 EPS Up 48% as the $19.9T Custody Engine Compounds
Northern Trust earned $3.40 per share in Q3 2026, up 48%, as trust fees, a wider margin and $19.9T in client assets compounded.
Old Republic Q3 2026: $0.73 Operating EPS Falls 6% as Combined Ratio Rises to 96.1
Old Republic grew premiums 8.8% in Q3 2026 but operating EPS fell 6% to $0.73 as the combined ratio rose to 96.1 and reserve releases shrank.