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Mike Thrift

Marketing Manager

3174 postsView all authors
Nebraska's Mini-WARN Act: What the New 90-Day Mass Layoff Notice Law Requires
·mike

Nebraska's Mini-WARN Act: What the New 90-Day Mass Layoff Notice Law Requires

Nebraska's mini-WARN act (LB 921) takes effect July 17, 2026, requiring employers with 100+ employees to give 90 days' written notice before a mass layoff or business closing — 50% longer than federal WARN, with a flat 100-employee trigger, stricter notice content rules, and $100/day penalties. Here's who's covered and how to build a compliant RIF checklist.

compliance
legal
business-closure
Net Present Value, Explained: How to Tell If That New Piece of Equipment Will Actually Pay for Itself
·mike

Net Present Value, Explained: How to Tell If That New Piece of Equipment Will Actually Pay for Itself

How to run a net present value (NPV) calculation before buying business equipment — a worked example ($50,000 machine, $20,000 annual savings, 12% discount rate yields $10,748 NPV), how to choose a discount rate, why NPV beats payback period and IRR alone, and the five mistakes that wreck the math.

small-business
financial-planning
financial-management
Starting an NVOCC or Freight Forwarding Business? Your Bookkeeping Has to Be Licensed Too
·mike

Starting an NVOCC or Freight Forwarding Business? Your Bookkeeping Has to Be Licensed Too

NVOCCs need a $75,000 FMC bond ($150,000 if foreign-based), a published tariff, and Form FMC-18 before moving a container — and books that pair every house bill of lading to its master bill. A practical guide to OTI licensing costs, HBL/MBL reconciliation, ASC 606 in-transit revenue, and the bookkeeping mistakes that sink first-year freight forwarders.

bookkeeping
compliance
licenses
The OBBBA's Gambling Loss Cap Means You Can Owe Tax on Money You Never Actually Won
·mike

The OBBBA's Gambling Loss Cap Means You Can Owe Tax on Money You Never Actually Won

Starting in tax year 2026, the OBBBA caps gambling loss deductions at 90% of winnings, meaning gamblers and gaming-adjacent businesses can owe tax on breakeven or even losing years, prompting three bipartisan repeal bills in Congress.

tax
tax-deductions
tax-planning
Padel Club Bookkeeping: Court Utilization, Deferred Revenue, and the Chart of Accounts
·mike

Padel Club Bookkeeping: Court Utilization, Deferred Revenue, and the Chart of Accounts

Padel clubs run four or five overlapping revenue streams on one fixed asset; profitable operators track court-hour utilization by time band, book membership cash as deferred revenue instead of income, and recover a $500K-$1.5M build-out in 18-30 months at 60-70% peak utilization.

bookkeeping
small-business
accrual-accounting
Peer-to-Peer Garage and Driveway Storage: Tax, Insurance, and Bookkeeping Guide
·mike

Peer-to-Peer Garage and Driveway Storage: Tax, Insurance, and Bookkeeping Guide

Peer-to-peer garage and driveway storage income is usually reported on Schedule E rather than Schedule C, is taxable even without a 1099-K, and requires tracking gross bookings, platform fees (commonly 4.9% + $0.30 per transaction), and prorated home costs separately from personal expenses.

side-hustle
self-employment-tax
tax
Temporary Sales Tax Permits for Pop-Up Shops and Holiday Markets: What Vendors Need Before the First Sale
·mike

Temporary Sales Tax Permits for Pop-Up Shops and Holiday Markets: What Vendors Need Before the First Sale

Nearly every state requires sales tax registration before your first pop-up or holiday market sale, but the mechanism varies — California issues a free temporary seller's permit, New York demands a full Certificate of Authority, and Utah licenses each event separately. A state-by-state breakdown, the five mistakes that cost vendors money, and a pre-event compliance checklist.

sales-tax
tax-compliance
permits
Predictive Scheduling Laws in 2026: What Multi-Location Employers Owe Workers When a Shift Changes
·mike

Predictive Scheduling Laws in 2026: What Multi-Location Employers Owe Workers When a Shift Changes

Eleven U.S. jurisdictions now enforce fair workweek laws requiring 14 days' schedule notice and predictability pay for changes — Starbucks paid $38.9M and Chipotle $20M for violations. Here's what multi-location retail, food service, and hospitality employers must track, what penalties cost per employee, and how to keep the three-year compliance paper trail clean.

payroll
compliance
legal
Bookkeeping for Private Music Lesson Studios: Prepaid Packages, Instrument Depreciation, and Travel Costs
·mike

Bookkeeping for Private Music Lesson Studios: Prepaid Packages, Instrument Depreciation, and Travel Costs

Prepaid lesson packages are a liability, not income, until each lesson is taught. This guide covers deferred revenue for tuition bundles, depreciating instruments over $2,500 with Section 179 and Form 4562, deducting in-home lesson mileage, and a chart of accounts built for private music studios.

bookkeeping
small-business
revenue-recognition
Professional Organizer Bookkeeping: Package Pricing, Client Property Liability, and Why the Donation Deduction Isn't Yours
·mike

Professional Organizer Bookkeeping: Package Pricing, Client Property Liability, and Why the Donation Deduction Isn't Yours

A bookkeeping guide for professional organizers covering how to book package deposits and maintenance retainers as unearned revenue, the insurance clients expect (general liability, E&O, workers' comp — roughly $1,500–$3,000/year), why the Goodwill donation deduction belongs to the client rather than the organizer, and when a day helper must be classified W-2 instead of 1099.

bookkeeping
small-business
self-employment
Bookkeeping for Resume Writers and Career Coaches: Deferred Revenue, Package Pricing, and 1099 Writers
·mike

Bookkeeping for Resume Writers and Career Coaches: Deferred Revenue, Package Pricing, and 1099 Writers

A $2,400 coaching package paid in April but delivered through July isn't April income. How resume writers and career coaches should split package payments into deferred revenue, recognize each resume, LinkedIn rewrite, and coaching call as delivered, track 1099 contract writers, and deduct CPRW and ICF certification costs.

bookkeeping
coaching
revenue-recognition
Return on Invested Capital: The One Number That Tells You If Your Business Is Actually Worth Running
·mike

Return on Invested Capital: The One Number That Tells You If Your Business Is Actually Worth Running

ROIC measures how efficiently a business turns debt and equity into after-tax operating profit — NOPAT divided by invested capital. Learn the formula, why it beats ROI and ROE, the WACC benchmark that separates value creators from value destroyers, and the five calculation mistakes owners make most.

financial-ratios
financial-analysis
profitability
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