California AB 573: The Tobacco Retailer License Fee Jumps to $450 Per Store — How to Budget and Book It
California's tobacco retailer license fee rose from $265 to $450 per location on July 1, 2026 under AB 573 — and CDTFA can raise it to $600.
Mike Thrift
Marketing Manager
Charging Orders Explained: What a Creditor Can Actually Take From Your LLC
A charging order diverts your LLC distributions to a personal creditor — but can't force payouts or seize company assets. Solo owners get less protection.
Compilation, Review, or Audit: Which Financial Statement Service Does Your Bank Loan Actually Require?
Compilations format numbers with zero assurance, reviews add limited assurance, audits test them — match the service to your loan covenant before you pay.
CP90 and CP91 Explained: The IRS Final Notice of Intent to Levy and Your 30-Day Window
IRS CP90 and CP91 are final levy warnings: file Form 12153 within 30 days for a CDP hearing that pauses wage, bank and Social Security seizures.
Dext's AI Assist Learns How You Code Receipts — Then Does It for You: A Small Business Owner's Guide to Agentic Bookkeeping
Dext AI Assist learns how you code receipts and applies your judgment automatically — but two-thirds of CFOs still demand human review. Adopt it safely.
Your Repaired Car Is Worth Less Than Before the Crash: How Diminished Value Claims Work
Your repaired car lost resale value the day it crashed — a US diminished value claim bills the at-fault insurer for the gap.
Who Paid the Premium Decides Who Pays the Tax: Disability Insurance Taxation for Employers and Employees
IRS rule: pre-tax disability premiums mean taxable benefits; after-tax premiums mean tax-free ones. Gross-up premiums into W-2 wages to protect employees.
Elective Pay: How Your Nonprofit Gets an IRS Cash Refund for Clean Energy
Section 6417 elective pay lets nonprofits and governments get clean energy credits as an IRS cash refund — register first, then file Form 990-T on time.
Foreign Co-Owner in Your U.S. LLC? The Branch Profits Tax, Section 1446 Withholding, and Blockers Explained
Foreign co-owners make LLC profit effectively connected income: Section 1446 withholding, a 1040-NR filing, and a 30 percent branch tax for corporations.
Gen Z Founders Now Outnumber Baby Boomers in New Business Starts — Here's the Launch Playbook
Gen Z started 9% of new US businesses in 2025 vs 5% for Boomers; 60% of founders used AI to launch. Five money moves for leaner year-one startups.
Greece Freelancer Taxes in 2026: Surviving the Imputed-Income Squeeze and the October E-Invoicing Deadline
Greece taxes freelancers on imputed income of 12,320 euros for 2026 — and B2B e-invoicing via myDATA is mandatory from October 1.
Your Office Phones Must Dial 911 Directly and Pinpoint the Caller: A Small Business Guide to Kari's Law and the RAY BAUM'S Act
Every business phone system must dial 911 with no prefix and send a dispatchable location — address plus floor, suite, or room — or face FCC fines.