#compliance
Compliance
Navigate regulatory compliance and maintain audit-ready financial records
State Data Breach Notification Laws in 2026: A 50-State Compliance Playbook for Small Businesses
Every state requires breach notice and size doesn't exempt you — map the 30/45/60-day clocks, California SB 446's 30-day and 15-day AG rule, 500/1000 thresholds, risk-of-harm, and run on the shortest deadline.
Virginia's HB 975 Replaces the 45% Food-to-Beverage Ratio: What Restaurant Owners Need to Track Now
Effective July 1, 2026, Virginia's HB 975 replaces the flat 45% food-to-beverage ratio for mixed beverage licensees with three tiers — no ratio above $48,000 in monthly food sales, 30% between $25,000 and $48,000, and 45% below that — making monthly food-sales tracking a compliance requirement, not just an annual MBAR exercise.
ABA Therapy Practice Bookkeeping: The RBT/BCBA Guide to Billing, Authorizations, and Cash Flow
ABA practices bill in 15-minute units under CPT codes 97153 and 97155, face industry-wide denial rates of 15-30%, and see predictable cash-flow dips when six-month prior authorizations lapse before renewal paperwork clears.
Connecticut's Warehouse Quota Law: A Disclosure Guide for Employers
Connecticut's SB 298, effective July 1, 2026, requires warehouses with 250+ employees at one site (or 1,000+ across sites) to disclose productivity quotas in writing, retain three years of work-speed records, and answer employee data requests within 10 days, with a rebuttable presumption of retaliation for adverse actions taken within 90 days.
FASB ASU 2025-06: How the New Internal-Use Software Capitalization Rule Fits Agile Development
FASB's ASU 2025-06 replaces the three-stage ASC 350-40 test with a single "probable-to-complete" threshold for internal-use software, a change expected to decrease capitalization for SaaS companies once it takes effect for annual periods beginning after December 15, 2027.
Nonprofit Merger Accounting: What ASC 958-805 Requires Before You Sign
Under ASC 958-805, a combination of two nonprofits must be classified as either a merger, which uses the carryover method with no fair-value remeasurement or goodwill, or an acquisition, which requires fair-value remeasurement and an immediate expense instead of capitalized goodwill for any excess consideration.
Medicare Routine Foot Care Rules: A Podiatry Bookkeeping Guide to Q7/Q8/Q9 Modifiers
Medicare excludes routine foot care under Section 1862(a)(13) unless a Q7, Q8, or Q9 modifier documents a qualifying systemic condition, and a missed modifier produces a flat claim denial that podiatry practices often never trace back to a root cause in their books.
SOC 2 Type II Audit Cost: A Small SaaS Company's Complete Budgeting Guide
A first-year SOC 2 Type II report for a 10–50 person SaaS company typically costs $25,000–$80,000 total, with the audit fee itself covering only about 40% of that — internal labor and readiness work make up the rest.
The AI Coverage Gap: Why Your Business Insurance May Not Cover Losses From the AI Tools You Already Use
Major carriers including Chubb, Travelers, and Berkshire Hathaway have added AI exclusion endorsements (ISO's CG 40 47 and CG 40 48) to general liability and E&O policies, with over 80% of exclusion requests approved by state regulators, leaving small businesses using chatbots and AI writing tools newly exposed to uncovered claims.
Fingerprint Time Clocks and Biometric Privacy Law: What a Small Business Needs to Know Before Installing One
Illinois's Biometric Information Privacy Act requires a written policy, notice, and signed consent before any fingerprint, palm-vein, or facial-recognition time clock scans an employee, with damages of $1,000–$5,000 per violation and similar consent rules now spreading to Texas, Washington, and roughly twenty other states.
California SB 648: The Credit Card Tip-Skimming Law Taking Effect January 2026
California's SB 648 takes effect January 1, 2026, giving the Labor Commissioner direct authority to fine employers $250 to $1,000 per violation for deducting credit card processing fees from employee tips, a practice already banned under Labor Code Section 351.
Commercial Property Management Accounting: Trust Accounting and CAM Reconciliation Explained
Commingling trust and operating funds is illegal in all 50 states with fines from $1,000 to $25,000 per violation, and CAM reconciliation errors can trigger tenant audits years later — here's how three-way reconciliation and a property-specific chart of accounts keep commercial books compliant.