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Mike Thrift

Marketing Manager

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Apple's Best March Quarter Ever: $111.2B Revenue, a New $100B Buyback, and Retained Earnings Turn Positive Again
·mike

Apple's Best March Quarter Ever: $111.2B Revenue, a New $100B Buyback, and Retained Earnings Turn Positive Again

Apple's Q2 FY2026 revenue reached $111.2 billion (+17% YoY) with expanding margins across every geographic segment, and a new $100 billion buyback authorization pushed retained earnings positive for the first time since fiscal 2021. Full income statement and balance sheet, FY2021-Q2 FY2026, in a public Beancount ledger.

financial-reporting
financial-analysis
financial-statements
Billiards and Pool Hall Bookkeeping: Table Time, League Revenue, and Bar Margin
·mike

Billiards and Pool Hall Bookkeeping: Table Time, League Revenue, and Bar Margin

Pool halls run three distinct revenue streams with different margins and accounting treatment, and league or tournament fees collected in advance are deferred revenue, not income, until the season is actually played.

small-business
bookkeeping
accrual-accounting
Fingerprint Time Clocks and Biometric Privacy Law: What a Small Business Needs to Know Before Installing One
·mike

Fingerprint Time Clocks and Biometric Privacy Law: What a Small Business Needs to Know Before Installing One

Illinois's Biometric Information Privacy Act requires a written policy, notice, and signed consent before any fingerprint, palm-vein, or facial-recognition time clock scans an employee, with damages of $1,000–$5,000 per violation and similar consent rules now spreading to Texas, Washington, and roughly twenty other states.

privacy
compliance
small-business
Boat Rental Bookkeeping: Boatsetter, GetMyBoat, and the Schedule C/Schedule E Split
·mike

Boat Rental Bookkeeping: Boatsetter, GetMyBoat, and the Schedule C/Schedule E Split

Boatsetter and GetMyBoat report gross transaction volume on Form 1099-K, not your net payout, so record the full charter price as revenue and the platform commission as a separate expense — and track bareboat versus captained bookings separately, since adding a captain shifts income from Schedule E to Schedule C self-employment tax.

side-hustle
self-employment-tax
self-employment
Broadcom FY2025 Earnings: $63.9B in Revenue, and a Net Income That Nearly Quadrupled to $23.1B
·mike

Broadcom FY2025 Earnings: $63.9B in Revenue, and a Net Income That Nearly Quadrupled to $23.1B

Broadcom's FY2025: $63.9B revenue (+23.9%) and GAAP net income of $23.1B, up 292% from $5.9B — but decomposing the $17.2B swing shows revenue growth explains only 72% of it, with roughly $4.8B coming from a tax provision flipping to a $397M benefit plus one-time restructuring and discontinued-operations reversals. The durable signals are Infrastructure Software's operating margin rebounding to 76.8%, above its pre-VMware baseline, and AI semiconductor revenue guided to roughly double to $8.2B. Rebuilt line by line in a public Beancount ledger, FY2021–FY2025.

financial-reporting
financial-analysis
beancount
Buying Machinery at Auction: Cost Basis, Use Tax, and 100% Bonus Depreciation
·mike

Buying Machinery at Auction: Cost Basis, Use Tax, and 100% Bonus Depreciation

A $150,000 CNC lathe bought at auction and fully expensed under 100% bonus depreciation can generate roughly $37,500 in first-year tax savings at a 25% effective tax rate, but only if the buyer's premium, sales/use tax, and rigging costs are correctly capitalized into cost basis first.

tax
tax-deductions
tax-planning
C-PACE Financing for Commercial Property Energy Upgrades: Rates, Terms, and the Lender Consent Catch
·mike

C-PACE Financing for Commercial Property Energy Upgrades: Rates, Terms, and the Lender Consent Catch

C-PACE financing lets commercial property owners fund HVAC, solar, and resiliency upgrades with 100% financing repaid through the property tax bill at 5.5%-9.5% fixed rates over 20-30 years, though the senior-lien structure requires existing mortgage lender consent, which is the most common closing bottleneck.

financing
real-estate
property-management
California SB 648: The Credit Card Tip-Skimming Law Taking Effect January 2026
·mike

California SB 648: The Credit Card Tip-Skimming Law Taking Effect January 2026

California's SB 648 takes effect January 1, 2026, giving the Labor Commissioner direct authority to fine employers $250 to $1,000 per violation for deducting credit card processing fees from employee tips, a practice already banned under Labor Code Section 351.

payroll
compliance
small-business
Canada GST/HST for Cross-Border Sellers: The CA$30,000 Worldwide Threshold
·mike

Canada GST/HST for Cross-Border Sellers: The CA$30,000 Worldwide Threshold

Canada's GST/HST small-supplier exemption is based on worldwide taxable sales, not Canadian-only revenue, so a US seller with zero Canadian sales can already owe registration once global sales pass CA$30,000 in a quarter or over four trailing quarters.

sales-tax
ecommerce
tax-compliance
Circle Q1 2026: $694M in Revenue, and Most of It Never Stays
·mike

Circle Q1 2026: $694M in Revenue, and Most of It Never Stays

Circle's Q1 2026 revenue was $694.1M (+20% YoY) with USDC in circulation at $77.0B, but $405.4M — 58.4% — went to distribution partners, leaving an RLDC margin of 41%. Reserve income is 94% of revenue, so the top line tracks short-term interest rates. Rebuilding Circle's books in a public Beancount ledger also shows FY2025 was a net-loss year (−$70M), driven by a one-time $503.4M IPO compensation charge in Q2.

financial-reporting
financial-analysis
beancount
How to Bookkeep a Classic Car Restoration Shop: Job Costing and WIP Accounting
·mike

How to Bookkeep a Classic Car Restoration Shop: Job Costing and WIP Accounting

A frame-off classic car restoration can run $20,000 to $200,000 in labor and parts against a finished car worth less than the invoice, so restoration shops need per-job cost centers, a Work-in-Progress asset account, and phase-based billing to stay solvent across builds that last one to two years.

job-costing
bookkeeping
small-business
Commercial Diving Company Bookkeeping: Saturation Gear Depreciation, Hazard Pay, and Job Costing
·mike

Commercial Diving Company Bookkeeping: Saturation Gear Depreciation, Hazard Pay, and Job Costing

Commercial diving companies that depreciate saturation systems on a flat calendar schedule, lump hazard pay and depth pay into a single wages line, or book topside support crew as overhead routinely misprice their bids — this guide covers usage-based depreciation for saturation gear, the diver pay stack, and job-costing topside labor specific to commercial dive operations.

bookkeeping
small-business
job-costing
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