WOTC Expired: What Employers Lose and the Hiring Credits Still Available in 2026
WOTC lapsed Dec 31, 2025 — keep filing IRS Form 8850 within 28 days, since past lapses were renewed retroactively and only timely filings qualify.
Mike Thrift
Marketing Manager
West Virginia Just Unlocked $100 Million in Growth Capital for Local Employers: Your Guide to the WV First Small Business Growth Act
West Virginia gives insurers a 60% premium-tax credit for backing growth funds that invest in local employers with fewer than 250 staff.
The 20% Accuracy Penalty: What Counts as a Substantial Understatement — and the Reasonable-Cause Defense That Removes It
The IRS adds a 20% penalty when you understate tax by more than $5,000 or 10% — substantial authority, Form 8275 disclosure, or reasonable cause removes it.
A Certificate of Insurance Isn't Coverage: What Additional Insured Status Actually Gives Your Business
A certificate of insurance confers no rights — only the endorsement does. What additional insured status covers, the CG 20 10/20 37 forms, and what it costs.
Your Lease Doesn't Let You Open: Why the Certificate of Occupancy Decides Your Opening Day
A certificate of occupancy — not your lease — is what legally lets you open. Verify the CO matches your use before signing and budget the full fee chain.
Chewy FY2026 Q2 Earnings: 84.6% Autoship, $80.5M Net Income
Chewy's 84.6% Autoship share measures customer spending, not contracted revenue: Q2 sales rose 7.3% to $3.33B while free cash flow fell 15.5% to $89.5M.
Chronic Care Management Billing: The Between-Visit Revenue Your Small Practice Is Leaving Behind
Medicare pays roughly $65 per patient per month for CPT 99490, but only after documented consent, an initiating visit, and an electronic care plan are in place.
Closing a Small-Business Retirement Plan: Final Contributions, Vesting, Distributions, and the Final Form 5500
Terminating a 401(k), SEP, or SIMPLE IRA requires 100% vesting, full asset distribution, and a final Form 5500 due seven months after the last payout.
Counterfeit Bills at the Register: Train Your Cashiers to Catch Fakes Before They Cost You
Counterfeits you accept are your loss — no reimbursement. Train cashiers on feel-look-tilt checks, UV verification, and Secret Service Form 1604 reporting.
Exotic Car Rental Business: Fleet Financing, Insurance, Pricing, and the Utilization Math That Decides Your Margin
US exotic rentals need roughly 60% utilization — about 18 days a month — to clear insurance, financing, and the $4,000–$6,000 a car loses in value monthly.
The Federal Bonding Program: Free $5,000–$25,000 Fidelity Bonds for Hiring At-Risk Workers
The US Federal Bonding Program issues free $5,000–$25,000 fidelity bonds covering an at-risk hire's first six months — no premium, no deductible.
Fence and Deck Contractor Bookkeeping: Linear-Foot Job Costing, Lumber Volatility, and WIP Schedules
Fence and deck jobs lose margin between bid day and build day — price by the unit, book deposits as liabilities, and run a monthly WIP even on two-week jobs.