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Mike Thrift

Marketing Manager

3174 postsView all authors
Extended Warranty and Service Contract Accounting Under ASC 606
·mike

Extended Warranty and Service Contract Accounting Under ASC 606

Under ASC 606, a service-type extended warranty is a separate performance obligation — the price must be allocated at standalone selling price and recognized as deferred revenue, amortized ratably over the coverage term, not booked as revenue upfront.

accounting
accrual-accounting
financial-reporting
FAA Part 108 Explained: A Small Business Guide to BVLOS Drone Rules
·mike

FAA Part 108 Explained: A Small Business Guide to BVLOS Drone Rules

The FAA's proposed Part 108 rule creates two tracks for beyond-visual-line-of-sight drone flights — Permitted Operations capped at 100 delivery aircraft or 10 agricultural aircraft, and uncapped Certificated Operations — with a final rule expected around spring 2026 and implementation six to twelve months after.

small-business
compliance
financial-planning
FDIC Insurance and Payroll Accounts: A Small Business Guide to the Main Street Depositor Protection Act
·mike

FDIC Insurance and Payroll Accounts: A Small Business Guide to the Main Street Depositor Protection Act

The Main Street Depositor Protection Act (S. 4198) would raise FDIC coverage for noninterest-bearing business payroll accounts to between $250,000 and $5 million, up from today's flat $250,000 limit, but the bill had not passed Congress as of March 2026.

banking
payroll
small-business
Finland's 2026 VAT Threshold: Why €20,000 Is Now All-or-Nothing for Freelancers
·mike

Finland's 2026 VAT Threshold: Why €20,000 Is Now All-or-Nothing for Freelancers

Finland's 2025 VAT reform raised the small-business exemption to €20,000 but eliminated the sliding-scale relief that used to soften the jump to full VAT liability at €30,000, so crossing €20,000 now means owing VAT on 100% of turnover with no phase-in.

tax
international-tax
tax-compliance
Bookkeeping for Fire Alarm and Sprinkler Inspection Companies: Building Books Around the NFPA Compliance Calendar
·mike

Bookkeeping for Fire Alarm and Sprinkler Inspection Companies: Building Books Around the NFPA Compliance Calendar

Fire alarm and sprinkler inspection companies should track NFPA 25 and NFPA 72 testing cadences as separate recurring revenue streams, recognize prepaid annual contracts ratably per completed visit, and job-cost deficiency repairs separately from the flat inspection fee so true margins and contract renewal rates stay visible.

bookkeeping
small-business
compliance
Florida HB 803: What the $7,500 Permit Exemption Actually Covers
·mike

Florida HB 803: What the $7,500 Permit Exemption Actually Covers

Florida HB 803, effective July 1, 2026, exempts single-family residential work under $7,500 from building permits — but only for cosmetic categories, only with a filed written request, and never in flood zones or for electrical, plumbing, structural, mechanical, or gas work.

permits
compliance
small-business
FTC's 2026 AI Disclosure Rule for Influencers: A Compliance Guide for Small Businesses
·mike

FTC's 2026 AI Disclosure Rule for Influencers: A Compliance Guide for Small Businesses

The FTC's 2026 "double disclosure" rule requires sponsored posts to separately disclose AI involvement in addition to paid-partnership status, with penalties up to $53,088 per non-compliant post.

compliance
ai
small-business
GMROI Explained: The Gross Margin Return on Inventory Investment Formula and 2026 Benchmarks
·mike

GMROI Explained: The Gross Margin Return on Inventory Investment Formula and 2026 Benchmarks

GMROI measures gross profit generated per dollar of average inventory cost; a GMROI above 3.0 is generally strong, below 1.0 means inventory is destroying margin dollars, and typical category ranges run from 1.2 in grocery to 6.5+ in electronics.

inventory
financial-ratios
cost-of-goods-sold
Grain Elevator Bookkeeping: Storage Fees, Basis Trades, and Deferred-Price Contracts Explained
·mike

Grain Elevator Bookkeeping: Storage Fees, Basis Trades, and Deferred-Price Contracts Explained

Grain elevator bookkeeping separates elevator-owned inventory from bailment grain held for producers, tracks basis and deferred-price (NPE) contracts as distinct liabilities, and recognizes storage fees as service revenue earned over time rather than as a sale.

farming
inventory
liability
H-2A Wage Rules for 2026: What Changed in Farm Labor Costs
·mike

H-2A Wage Rules for 2026: What Changed in Farm Labor Costs

The Department of Labor's October 2025 H-2A rule replaced the flat state AEWR with a two-tier OEWS-based wage system and a new housing credit of $0.71 to $3.18 per hour, projected to save U.S. farms $2.4 billion a year — but it requires separate pay codes by skill level and documented job orders to survive an audit.

farming
payroll
workforce-management
Bookkeeping for Hotshot Trucking: Cash Flow, IFTA, and Tax Deductions Explained
·mike

Bookkeeping for Hotshot Trucking: Cash Flow, IFTA, and Tax Deductions Explained

Hotshot trucking operators need a chart of accounts that separates fuel, MC-authority insurance, factoring fees, and IFTA liability from generic vehicle expenses, since brokers often pay 15-45 days after delivery while fuel and insurance are due immediately.

trucking
bookkeeping
small-business
Illinois Excludes 401(k) Employer Matches From Unemployment Insurance Wages Starting July 1, 2026
·mike

Illinois Excludes 401(k) Employer Matches From Unemployment Insurance Wages Starting July 1, 2026

Illinois excludes employer 401(k) matching contributions from state unemployment insurance (SUI) taxable wages for contributions made after June 30, 2026, under an amendment to 56 Ill. Adm. Code 2730.155; employee deferrals remain taxable, and the change aligns Illinois with existing federal FUTA treatment.

payroll
tax-compliance
retirement-savings
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