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#bookkeeping

Bookkeeping

Modern bookkeeping techniques using plain-text and automated workflows

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E-Commerce Inventory Accounting With 3PLs and Multi-Channel Fulfillment: How Online Sellers Allocate Landed Costs, Track FBA Reserved Inventory, Reconcile Marketplace Settlements, and Avoid Phantom COGS at Year-End
·mike

E-Commerce Inventory Accounting With 3PLs and Multi-Channel Fulfillment: How Online Sellers Allocate Landed Costs, Track FBA Reserved Inventory, Reconcile Marketplace Settlements, and Avoid Phantom COGS at Year-End

Multi-channel sellers routinely lose 22 margin points to phantom COGS — unallocated landed costs, FBA reserved inventory, and netted marketplace settlements posted as revenue. A four-step playbook to keep e-commerce books honest from supplier invoice to year-end true-up.

e-commerce
inventory
cost-of-goods-sold
Form 3800 General Business Credit: Stacking R&D, WOTC, FICA Tip, and Childcare Credits Under the 25/75 TMT Limit
·mike

Form 3800 General Business Credit: Stacking R&D, WOTC, FICA Tip, and Childcare Credits Under the 25/75 TMT Limit

How Form 3800 aggregates 40-plus business tax credits into one limitation, why the 25/75 tentative minimum tax floor matters, and how eligible small businesses (≤$50M gross receipts) can offset AMT with R&D, WOTC, FICA Tip, and other specified credits.

tax-credits
tax-planning
tax-compliance
Form 8825 Demystified: How Partnerships and S-Corps Report Rental Real Estate Without Triggering an IRS Letter
·mike

Form 8825 Demystified: How Partnerships and S-Corps Report Rental Real Estate Without Triggering an IRS Letter

Form 8825 consolidates partnership and S-corp rental real estate activity, with line 21 flowing to Schedule K-1 box 2 where each owner applies the passive activity loss rules under Section 469. The December 2025 revision splits gross rents from other rental income and adds Schedule A's twenty named expense categories for Schedule M-3 filers. Owners hit basis, at-risk, and passive walls in that order before a loss reaches Form 1040.

real-estate
partnerships
s-corp
The $141,000 Wound: How Small Businesses Catch Occupational Fraud Before It Ends Them
·mike

The $141,000 Wound: How Small Businesses Catch Occupational Fraud Before It Ends Them

How small businesses can detect and deter occupational fraud — using the ACFE fraud triangle, segregation of duties, surprise audits, management review, and proactive data monitoring — with a 90-day plan tailored to a 20-person organization.

fraud-detection
fraud-prevention
small-business
Personal Holding Company Tax Under Section 541: The 20% Surtax That Quietly Ambushes Closely-Held C Corporations
·mike

Personal Holding Company Tax Under Section 541: The 20% Surtax That Quietly Ambushes Closely-Held C Corporations

Section 541 layers a 20% federal surtax on closely-held C corporations that fail both the stock ownership and 60% passive income tests. This guide walks through Schedule PH mechanics, the dividends-paid deduction, and four ways — cash, throwback, consent, and deficiency dividends — to zero out the tax before it hits.

tax
c-corp
tax-compliance
Pooled Employer Plans (PEPs): How Small Businesses Share a 401(k) and Cut Costs Under SECURE Act 2.0
·mike

Pooled Employer Plans (PEPs): How Small Businesses Share a 401(k) and Cut Costs Under SECURE Act 2.0

Pooled Employer Plans let unrelated small businesses share a single 401(k) under SECURE Act 2.0, cutting all-in fees from roughly 0.80% to 0.35% and shifting plan-document, investment, and Form 5500 duties to a Pooled Plan Provider while leaving employers with a narrow duty to prudently select and monitor the PPP.

retirement-plans
small-business
tax-credits
Schedule F Survival Guide: Crop Insurance Deferral, Section 1033(e) Livestock Sales, and Schedule J Income Averaging
·mike

Schedule F Survival Guide: Crop Insurance Deferral, Section 1033(e) Livestock Sales, and Schedule J Income Averaging

Schedule F farm tax elections explained — crop insurance deferral under Section 451(f), weather-forced livestock replacement under Section 1033(e), Section 175 conservation deductions, the Section 464 prepaid-supply cap, the March 1 estimated-tax rule, and Schedule J three-year income averaging — with rules, deadlines, and worked examples.

tax
tax-planning
tax-deductions
Section 274(n) and 274(o) in 2026: The 50% Business Meal Rule, the New Office-Snacks Cliff, and Audit-Proof Documentation
·mike

Section 274(n) and 274(o) in 2026: The 50% Business Meal Rule, the New Office-Snacks Cliff, and Audit-Proof Documentation

The OBBBA's new Section 274(o) eliminates the deduction for employer-provided office meals starting January 1, 2026, while Section 274(n)'s 50% rule still covers client and travel meals. Here is the full 50%/100%/0% map, the documentation auditors expect, and the four-account bookkeeping setup that keeps year-end clean.

tax
tax-deductions
tax-compliance
Section 45B FICA Tip Credit on Form 8846: The Quiet Six-Figure Tax Break Most Restaurant Owners Miss
·mike

Section 45B FICA Tip Credit on Form 8846: The Quiet Six-Figure Tax Break Most Restaurant Owners Miss

How restaurant, bar, and hospitality employers compute the Section 45B FICA tip credit on Form 8846, using the frozen $5.15 minimum wage floor and the 7.65 percent multiplier — including the 280C add-back, common audit pitfalls around service charges, and how to recover up to three years of unclaimed credit through amended returns.

tax-credits
restaurant
payroll
SECURE 2.0 Section 101: Mandatory Auto-Enrollment for New 401(k) and 403(b) Plans (2026 Compliance Guide)
·mike

SECURE 2.0 Section 101: Mandatory Auto-Enrollment for New 401(k) and 403(b) Plans (2026 Compliance Guide)

SECURE 2.0 Section 101 requires new 401(k) and 403(b) plans established after December 29, 2022 to auto-enroll employees at a 3-10% default deferral with 1% annual escalation. A 2026 compliance guide covering EACA notices, the four exemptions, QDIA selection, the 90-day permissible withdrawal, and the December 31, 2026 plan amendment deadline.

retirement-plans
payroll
compliance
Surety Bonds for Construction Contractors: Miller Act, SBA Guarantees, and the Books That Build Bonding Capacity
·mike

Surety Bonds for Construction Contractors: Miller Act, SBA Guarantees, and the Books That Build Bonding Capacity

How bid, performance, and payment bonds work in 2026 for small construction contractors — the Miller Act's $35K and $150K federal thresholds, the SBA's 80–90% guarantee covering contracts up to $14 million, and the working-capital and WIP discipline that decides which builders get bonded for the largest jobs.

construction
sba
small-business
Tax Planning for Travel Nurses: Tax Home, the One-Year Rule, Per Diem Stipends, and Multi-State Filing
·mike

Tax Planning for Travel Nurses: Tax Home, the One-Year Rule, Per Diem Stipends, and Multi-State Filing

A practical breakdown of how travel nurses keep housing and meal stipends tax-free — covering the IRS tax home rule, the 12-month assignment cliff, duplicate-expense documentation, multi-state nonresident returns, and which states have reciprocity agreements.

tax-planning
multi-state-tax
healthcare
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