Cost
- Beancount.io
- Free open-source core; pay only for optional hosting
- Actual Budget
- Free; about $1.50–$2/mo on PikaPods or Fly.io
- Sure
- Free self-hosted; hosted $0, $5/mo ($50/yr) or $9/mo ($90/yr)
- GnuCash
- Free, no paid tier
Firefly III alternatives
Firefly III is free, self-hosted and double-entry — and by its own documentation it will not track stocks or a portfolio, and it needs a server you keep running. Four ranked alternatives for people who want to keep owning their data, with licences, hosting and prices read from each project's own site on October 9, 2026.
Six things a Firefly III user weighs before moving. Licences, hosting options and prices were read from each project's own site or repository on October 9, 2026; Sure's hosted prices are from its pricing page that day.
| What matters | Beancount.io | Actual Budget | Sure | GnuCash |
|---|---|---|---|---|
| Cost | Free open-source core; pay only for optional hosting | Free; about $1.50–$2/mo on PikaPods or Fly.io | Free self-hosted; hosted $0, $5/mo ($50/yr) or $9/mo ($90/yr) | Free, no paid tier |
| Who owns the data | You do — plain-text files on your own disk | You do — a local budget file, synced through your own server | You do when self-hosted; Sure's servers on the hosted app | You do — a local file, XML by default |
| Accounting method | Double-entry, checked by balance assertions | Envelope (zero-based) budgeting | Accounts, transactions and category budgets | Double-entry |
| Investments | Full lots, cost basis and capital gains | Off-budget balances you update by hand | Stocks, crypto and other assets tracked | Stock, bond and mutual-fund accounts with quotes |
| Getting bank data in | File importers; hosted bank sync is optional | Bring your own provider: SimpleFIN, Enable Banking and others | CSV import; the hosted app links 10,000+ institutions | QIF and OFX import; HBCI for German banks |
| Where it runs | Local files, Fava in a browser, or hosted with mobile apps | Desktop apps and an installable web app | Browser, a macOS app and a mobile app | Desktop: Windows, macOS, Linux |
Ranked for a Firefly III user who wants to keep what it gets right — your own data, no vendor cloud required — and fix what it leaves out: investments, a simpler setup, or a different way to budget.
Free core · optional hosting
Plain-text double-entry accounting: the ledger is a file you own, with investment lots and multi-currency built in and optional hosted sync.
Best for: Firefly III users who like double-entry but want investments in the same books and a ledger that needs no database or server to read.
Free · about $1.50–$2/mo on a third-party host
Free, open-source, local-first envelope budgeting with a sync server you can self-host.
Best for: People who used Firefly III mainly to budget and want zero-based envelope budgeting, which Firefly III's documentation says it will not support.
Free self-hosted · hosted plans $0, $5 or $9/mo
An open-source, all-in-one personal finance app — the community fork of Maybe Finance — with accounts, investments, budgets and an AI assistant.
Best for: Self-hosters who want one dashboard for bank accounts, stocks, crypto and debts — the net-worth view Firefly III does not attempt.
Free, open source
Free, open-source desktop double-entry accounting with investment accounts and small-business features — no server at all.
Best for: People who want Firefly III's double-entry rigour in a desktop application, with nothing to host and nothing to keep online.
It depends on what Firefly III is not doing for you. If you want to keep double-entry books and add investments, Beancount keeps the ledger as plain-text files you own and models lots, cost basis and capital gains. If you mainly budget, Actual Budget is free, MIT-licensed envelope budgeting. If you want one self-hosted dashboard for bank accounts, stocks and crypto, Sure is the open-source fork of Maybe Finance. And if you want double-entry with no server at all, GnuCash is a free desktop application. All four can run at no cost on your own machine; details checked October 9, 2026.
They do different jobs. Firefly III is a double-entry record of where your money went, with budgets, piggy banks, rules and a REST API, running on a server you host. Actual Budget is envelope (zero-based) budgeting: you assign the money you have to categories, which Firefly III's own documentation says it will not support. Actual is local-first and MIT-licensed, with desktop apps and a self-hostable sync server; its docs say it does not support multi-currency beyond an experimental feature, while Firefly III supports any currency. Choose Actual to plan spending, Firefly III to record it — and a full ledger such as Beancount if you also need investments.
Yes, if what you want is a net-worth dashboard rather than a ledger. Sure is the community fork of Maybe Finance, distributed under AGPLv3 — the same licence as Firefly III — and it can be self-hosted with Docker. It tracks bank accounts, stocks, crypto and other assets or debts in any currency, with budgets, categorization rules and an AI assistant. It also offers a hosted app: its pricing page listed plans at $0, $5 a month ($50 a year) and $9 a month ($90 a year) on October 9, 2026, with the free plan keeping 90 days of data. It is a younger project than Firefly III, with releases still in the v0.7 series on that date.
Both are free, open-source, double-entry tools; the difference is where they run. Firefly III is a web application you host on a server and reach from a browser. GnuCash is a desktop application for Windows, macOS and Linux that stores your books in a local file, so there is nothing to host. GnuCash also goes further into accounting: stock, bond and mutual-fund accounts with online quotes, plus small-business features such as invoicing. Firefly III's documentation says plainly that some features of advanced programs like GnuCash are outside its scope. GnuCash has no first-party web or mobile version listed on its site.
No. Firefly III's documentation says you will not be able to manage your stocks or portfolio with it, and suggests a separate portfolio tool. That is the most common reason to look for an alternative. Beancount and GnuCash treat securities as part of the same double-entry books, Sure tracks stocks and crypto alongside bank accounts, and Actual Budget records investments only as off-budget account balances you update yourself.
Firefly III exports to CSV. The export page is at /export in the web interface, and the command line can write separate files for transactions, accounts, budgets, categories, tags, rules and piggy banks. Export first, keep a database backup as well (the documentation says the export is not a backup), and test the import on one account over a short period before moving everything. Actual Budget, Sure, GnuCash and Beancount all accept CSV; reconcile closing balances against your statements before you retire the old server.
Start free with a plain-text ledger you own — investments and multi-currency included, with hosted sync and mobile apps there when you want them.