Skip to main content
Compare

Firefly III alternatives

The 4 Best Firefly III Alternatives in 2026

Firefly III is free, self-hosted and double-entry — and by its own documentation it will not track stocks or a portfolio, and it needs a server you keep running. Four ranked alternatives for people who want to keep owning their data, with licences, hosting and prices read from each project's own site on October 9, 2026.

  • Licences and prices checked October 9, 2026
  • All four can run free on your own machine
  • No affiliate-driven rankings
Compare features

Firefly III alternatives compared

Six things a Firefly III user weighs before moving. Licences, hosting options and prices were read from each project's own site or repository on October 9, 2026; Sure's hosted prices are from its pricing page that day.

Cost

Beancount.io
Free open-source core; pay only for optional hosting
Actual Budget
Free; about $1.50–$2/mo on PikaPods or Fly.io
Sure
Free self-hosted; hosted $0, $5/mo ($50/yr) or $9/mo ($90/yr)
GnuCash
Free, no paid tier

Who owns the data

Beancount.io
You do — plain-text files on your own disk
Actual Budget
You do — a local budget file, synced through your own server
Sure
You do when self-hosted; Sure's servers on the hosted app
GnuCash
You do — a local file, XML by default

Accounting method

Beancount.io
Double-entry, checked by balance assertions
Actual Budget
Envelope (zero-based) budgeting
Sure
Accounts, transactions and category budgets
GnuCash
Double-entry

Investments

Beancount.io
Full lots, cost basis and capital gains
Actual Budget
Off-budget balances you update by hand
Sure
Stocks, crypto and other assets tracked
GnuCash
Stock, bond and mutual-fund accounts with quotes

Getting bank data in

Beancount.io
File importers; hosted bank sync is optional
Actual Budget
Bring your own provider: SimpleFIN, Enable Banking and others
Sure
CSV import; the hosted app links 10,000+ institutions
GnuCash
QIF and OFX import; HBCI for German banks

Where it runs

Beancount.io
Local files, Fava in a browser, or hosted with mobile apps
Actual Budget
Desktop apps and an installable web app
Sure
Browser, a macOS app and a mobile app
GnuCash
Desktop: Windows, macOS, Linux

The 4 best Firefly III alternatives, ranked

Ranked for a Firefly III user who wants to keep what it gets right — your own data, no vendor cloud required — and fix what it leaves out: investments, a simpler setup, or a different way to budget.

  1. Beancount.io

    Free core · optional hosting

    Plain-text double-entry accounting: the ledger is a file you own, with investment lots and multi-currency built in and optional hosted sync.

    Best for: Firefly III users who like double-entry but want investments in the same books and a ledger that needs no database or server to read.

    Strengths

    • Double-entry like Firefly III, plus lots, cost basis and capital gains
    • The ledger is plain text — no database to back up, upgrade or migrate
    • Open source: Beancount is GPL-2.0 and the Fava web interface is MIT

    Trade-offs

    • Budgeting is lighter than Firefly III's budgets and piggy banks
    • Bank sync is a hosted add-on; the free path is importing files
  2. Actual Budget

    Free · about $1.50–$2/mo on a third-party host

    Free, open-source, local-first envelope budgeting with a sync server you can self-host.

    Best for: People who used Firefly III mainly to budget and want zero-based envelope budgeting, which Firefly III's documentation says it will not support.

    Strengths

    • MIT-licensed and local-first: it keeps working offline
    • Envelope budgeting is the whole point, and it shows
    • Desktop apps for Windows, Mac and Linux, or one Docker container

    Trade-offs

    • A budget, not a double-entry ledger; multi-currency is still experimental
    • Investments are off-budget balances — no holdings or prices
  3. Sure

    Free self-hosted · hosted plans $0, $5 or $9/mo

    An open-source, all-in-one personal finance app — the community fork of Maybe Finance — with accounts, investments, budgets and an AI assistant.

    Best for: Self-hosters who want one dashboard for bank accounts, stocks, crypto and debts — the net-worth view Firefly III does not attempt.

    Strengths

    • Tracks stocks, crypto and other assets alongside bank accounts
    • Self-host with Docker under AGPLv3, or use the hosted app
    • Budgets, categorization rules, any currency and an AI assistant

    Trade-offs

    • Still pre-1.0: releases were in the v0.7 series when checked
    • The free hosted plan keeps only 90 days of data
  4. GnuCash

    Free, open source

    Free, open-source desktop double-entry accounting with investment accounts and small-business features — no server at all.

    Best for: People who want Firefly III's double-entry rigour in a desktop application, with nothing to host and nothing to keep online.

    Strengths

    • Double-entry, free under the GNU GPL, on Windows, macOS and Linux
    • Stock, bond and mutual-fund accounts with online price quotes
    • Imports QIF and OFX files; invoicing and payables are built in

    Trade-offs

    • Desktop only — its site lists no web or mobile version
    • No hosted bank feeds beyond file import and German HBCI

Frequently Asked Questions

What is the best Firefly III alternative?

It depends on what Firefly III is not doing for you. If you want to keep double-entry books and add investments, Beancount keeps the ledger as plain-text files you own and models lots, cost basis and capital gains. If you mainly budget, Actual Budget is free, MIT-licensed envelope budgeting. If you want one self-hosted dashboard for bank accounts, stocks and crypto, Sure is the open-source fork of Maybe Finance. And if you want double-entry with no server at all, GnuCash is a free desktop application. All four can run at no cost on your own machine; details checked October 9, 2026.

Firefly III vs Actual Budget: which should I choose?

They do different jobs. Firefly III is a double-entry record of where your money went, with budgets, piggy banks, rules and a REST API, running on a server you host. Actual Budget is envelope (zero-based) budgeting: you assign the money you have to categories, which Firefly III's own documentation says it will not support. Actual is local-first and MIT-licensed, with desktop apps and a self-hostable sync server; its docs say it does not support multi-currency beyond an experimental feature, while Firefly III supports any currency. Choose Actual to plan spending, Firefly III to record it — and a full ledger such as Beancount if you also need investments.

Is Sure a good alternative to Firefly III?

Yes, if what you want is a net-worth dashboard rather than a ledger. Sure is the community fork of Maybe Finance, distributed under AGPLv3 — the same licence as Firefly III — and it can be self-hosted with Docker. It tracks bank accounts, stocks, crypto and other assets or debts in any currency, with budgets, categorization rules and an AI assistant. It also offers a hosted app: its pricing page listed plans at $0, $5 a month ($50 a year) and $9 a month ($90 a year) on October 9, 2026, with the free plan keeping 90 days of data. It is a younger project than Firefly III, with releases still in the v0.7 series on that date.

Firefly III vs GnuCash: what is the difference?

Both are free, open-source, double-entry tools; the difference is where they run. Firefly III is a web application you host on a server and reach from a browser. GnuCash is a desktop application for Windows, macOS and Linux that stores your books in a local file, so there is nothing to host. GnuCash also goes further into accounting: stock, bond and mutual-fund accounts with online quotes, plus small-business features such as invoicing. Firefly III's documentation says plainly that some features of advanced programs like GnuCash are outside its scope. GnuCash has no first-party web or mobile version listed on its site.

Can Firefly III track investments or stocks?

No. Firefly III's documentation says you will not be able to manage your stocks or portfolio with it, and suggests a separate portfolio tool. That is the most common reason to look for an alternative. Beancount and GnuCash treat securities as part of the same double-entry books, Sure tracks stocks and crypto alongside bank accounts, and Actual Budget records investments only as off-budget account balances you update yourself.

How do I move my data out of Firefly III?

Firefly III exports to CSV. The export page is at /export in the web interface, and the command line can write separate files for transactions, accounts, budgets, categories, tags, rules and piggy banks. Export first, keep a database backup as well (the documentation says the export is not a backup), and test the import on one account over a short period before moving everything. Actual Budget, Sure, GnuCash and Beancount all accept CSV; reconcile closing balances against your statements before you retire the old server.

Self-hosting was the right instinct. Skip the server.

Start free with a plain-text ledger you own — investments and multi-currency included, with hosted sync and mobile apps there when you want them.