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Technology

Technology solutions and tools for modern financial management

August 21, 2026

Maryland's New 3% Tech Tax on IT and Software Services: What Every SaaS Company and Freelance Developer Needs to Know

Maryland's new 3% sales tax on IT, data processing, software publishing, and computer systems design services (NAICS 518, 519, 5132, 5415) took effect July 1, 2025 with no revenue threshold, so SaaS founders, freelance developers, and IT consultants with even one Maryland customer may owe it — this guide covers what's taxable, how sourcing and MPU certificates work, and how to book the liability separately from your 6% sales tax.

mike

sales-taxtax-compliancesaas

August 21, 2026

Virginia's Data Center Electricity Tax: What the $0.011-per-kWh Charge Means for Your Colocation and Cloud Bills

Starting July 1, 2026, Virginia charges data centers $0.011 per kWh of electricity consumed — the first per-kWh data center tax in the U.S. Here is how the pass-through reaches your colocation or cloud bill, how to estimate your exposure, and how to track it in your books.

mike

taxsmall-businesscloud-services

August 13, 2026

Could Your AI Content Land Your Business in Court? Copyright, Hallucinations, and Disclosure Traps

AI content risks in 2026: copyright suits against AI trainers, hallucinated citations sanctioned by courts, and securities claims for overpromising AI.

mike

small-businesslegaltechnology

August 13, 2026

ISO Generative AI Exclusions Start Jan 1, 2026: What CG 40 47 Means for Your CGL Policy

Verisk/ISO CG 40 47, CG 40 48, CG 35 08 exclude generative AI losses from CGL from Jan 1 2026 — what is excluded and how to close the gap.

mike

small-businessinsurancelegal

August 5, 2026

Cloudflare's Pay Per Crawl Deadline: What Small Business Website Owners Need to Know Before September 15, 2026

Starting September 15, 2026, Cloudflare will block mixed-use AI crawlers by default on ad-carrying pages for free-tier and new accounts, part of a broader shift from Pay Per Crawl to a Pay Per Use monetization model that lets site owners charge AI companies when content actually creates value.

mike

aitechnologyautomation

August 5, 2026

The MSP Chart of Accounts: Separating Recurring, Resale, and Project Revenue

A managed service provider chart of accounts should split recurring MRR, hardware resale, and project/T&M into separate revenue and COGS lines, since blended margins of ~42% can hide 58% recurring services next to 8% hardware resale.

mike

bookkeepingaccounting-basicssmall-business

July 30, 2026

FTC AI-Washing Crackdown: What Small Businesses Should Know Before Buying an "AI-Powered" Tool

The FTC has filed 13 "AI-washing" enforcement cases since September 2024, including a May 2026 action against marketing firms that sold small businesses a fake "AI-powered" listening tool for $930,000 in penalties — here's a vetting checklist before you buy any AI-branded product.

mike

aicompliancefraud-prevention

July 29, 2026

Meta Q2 2026 Earnings: Revenue Grew 28%, but Profit Fell for the First Time in the AI Era

Meta Platforms' Q2 2026 revenue grew 28% to $60.8 billion but net income fell 14% to $15.8 billion — the first year-over-year profit decline of its AI-capex era — as total costs rose 55%, operating margin dropped from 43% to 31%, and capital expenditures nearly doubled to $31.1 billion.

mike

financial-reportingfinancial-managementbeancount

July 19, 2026

AI Chatbot Disclosure Laws by State: What Small Businesses Must Know in 2026

By mid-2026, roughly a dozen states — including Colorado, California, New York, Oregon, and Washington — regulate AI chatbots, with penalties from $1,000 per occurrence under Colorado's HB 26-1263 to $10,000 under California's proposed AB 1609. Here is which laws cover ordinary business support bots, which target companion apps only, and the low-cost disclosure steps that satisfy most of them.

mike

aicompliancelegal

July 17, 2026

Section 174 R&D Capitalization in 2026: Why Small Businesses Must Amortize Research Costs Over 5 Years and How OBBBA's Retroactive Fix Changes the Math

Since 2022 research costs must be capitalized over 5 years — software included — midpoint in year one. Track domestic vs foreign, build the amortization schedule, and be ready for OBBBA's retroactive expensing.

mike

tax-compliancesmall-businessfinance

July 16, 2026

Agentic Commerce for Small Retailers: How to Get Your Store Recommended by AI Shopping Agents

AI-driven traffic to US retail sites rose 393% year over year in Q1 2026, and AI-referred shoppers now convert 42% better than other visitors. A practical guide for small retailers on structured product data, the ACP and UCP protocols, llms.txt, detecting AI agent traffic in server logs, and tracking agent-referred revenue by channel.

mike

aillme-commerce

July 16, 2026

AI Customer Service Chatbot ROI: A Small Business Guide to the Real Numbers

Vendors advertise $3.50-$8 returned per $1 spent on AI customer service with a 3-6 month payback, but real total cost of ownership often runs 30-60% above the advertised subscription once overage charges, integration, and tuning time are counted.

mike

aismall-businessautomation

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