#small-business
Financial management strategies and tools for small business owners
MTD for Income Tax starts 6 April 2026 for sole traders and landlords over £50k. Learn the £30k/£20k thresholds, quarterly updates, and digital records requirements.
Act 872 took effect March 2026. Platforms must register gig workers for SOCSO, deduct 1.25% per task, and face RM50,000 fines. Coverage starts at first task and lasts a year even if bookings pause.
Mastercard doubled the specialty merchant registration fee to ~$1,000 May 1 2026, plus $0.02 per transaction and 0.10% of sales weekly. Learn who is covered and how to stay off the program.
Medical couriers are business associates, not conduits, under HIPAA. Learn the BAA requirement, per-stop pricing math, and route economics for STAT vs. scheduled runs.
NJDOL adopted final ABC test regulations May 5, 2026, effective Oct 1, 2026. Learn the codified A-B-C prongs, what the final rule scaled back, and the reclassification workflow.
New Jersey cut formation fees from $125 to $100 (nonprofits $75 to $50) July 1, 2026 via Amato bill. Learn what filings it covers, annual report still $75, and how to file.
Governor Hochul's FY2025-26 budget gave NYSDOL power to lien property, seize assets, and issue stop-work orders for unpaid wage-theft judgments — what it means for employers.
77% of small business bank loan applications are rejected — 5 nonbank alternatives (Accion, fintech, CDFIs) with faster funding but higher disclosure and cost trade-offs.
A single remote employee creates payroll tax nexus — no revenue threshold. Learn the five obligations that trigger day one, how withholding follows work location, and the registration and filing steps for 2026.
Pakistan extended the 0.25% final tax for PSEB-registered IT exporters to June 30, 2029. Learn the 1% vs 0.25% vs 0% tiers, the 80% remittance rule, and why PSEB registration is the gateway.
From July 1 2026 Australia's Payday Super requires super paid with wages and received within 7 business days — not quarterly. Who, when, and how to prepare.
Fitness studios collect cash upfront for memberships and class packs but earn it over weeks. Learn how to reconcile Mindbody and Stripe, track deferred revenue correctly, and calculate the true margin on personal training packages.
