#small-business
Financial management strategies and tools for small business owners
HRA Council: ALE ICHRA adoption up 34%, small employer up 52%, ~1M covered lives, $26,993 family premium strain — what 2026 means for defined contribution.
PP 20/2026 took effect April 22, 2026. The 0.5% final tax on turnover remains for true MSMEs but is now explicitly denied to freelancers — consultants, influencers, lawyers, architects, doctors, accountants — plus anti-fragmentation rules.
State Farm, Farmers, Liberty Mutual and others have paused or non-renewed 42,000+ California policies. Learn why catastrophe exposure and costs are driving exits and the 6-month notice and FAIR Plan fallback.
IRS requires S and C corp designated officials who registered in 2025 to revalidate BTA access June 15–July 29 2026 — what you need and what happens if you miss it.
OBBBA expanded Section 4960 from the top five to every current and former employee after 2016. Learn how Notice 2026-36 previews proposed rules, who counts as an ATEO, and what nonprofits must track for the 21% tax on pay over $1 million in 2026.
Verisk/ISO CG 40 47, CG 40 48, CG 35 08 exclude generative AI losses from CGL from Jan 1 2026 — what is excluded and how to close the gap.
80 jobs/month → 16 profitable loads math, 20–40% margins, membership vs commercial accounts — what makes junk removal profitable in 2026.
Landscaping margins 3–20% (5% new, 10% average, 20% efficient) — revenue-per-hour, seasonal cash flow, and the accounting that keeps green industry profitable.
IRS Section 1031 lets you defer gain when exchanging business or investment real property for like-kind property — 45-day and 180-day rules for 2026.
Maine taxes digital audiovisual and audio services at 5.5% from Jan 1 2026 — streaming, music, podcasts, audiobooks. Who must collect and how to comply.
MTD for Income Tax starts 6 April 2026 for sole traders and landlords over £50k. Learn the £30k/£20k thresholds, quarterly updates, and digital records requirements.
Act 872 took effect March 2026. Platforms must register gig workers for SOCSO, deduct 1.25% per task, and face RM50,000 fines. Coverage starts at first task and lasts a year even if bookings pause.
