#small-business
Financial management strategies and tools for small business owners
Pay data reports for 2025 due May 13 2026 — 100+ employee employers must file pay, demographic and new work-pattern data with CRD; SB 464 adds 23 job categories from 2027.
SB 216 would have required every licensed contractor to carry workers' comp by Jan 1, 2026, but SB 1455 pushed universal coverage to Jan 1, 2028. Learn who must still prove coverage now and how to stay licensed.
Car wash cash flow margins 38–67% by format — flex 38–60%, full-service 35–58%, in-bay/self-service 50–67% — plus membership economics and bookkeeping.
The CFPB's $8 late-fee rule was blocked in court. Now the bureau is revisiting late fees via an advance notice — 15-day grace, 25% of minimum, and tighter immunity. Learn what small businesses carrying balances should expect.
Chicago City Council failed to override Mayor Johnson's veto — the tipped wage phase-out to full $16.60 minimum by July 1 2028 continues. Payroll and menu math for operators.
Cin7, Katana, and inFlow solve different inventory problems. Learn how to match your sales channels, BOM needs, and integrations to the right platform before you lock in.
Colorado HB25B-1005 eliminates the state sales tax vendor fee Jan 1 2026 — retailers must remit 100% of state sales tax, no 4% allowance. What changes.
Crime scene cleanup jobs range $1,500 to $45,000+ and most are insurance-paid. Learn how to price biohazard labor and disposal, bill insurance directly, and document for adjusters and victim programs.
80% of owners have most wealth tied to the business and only 20-30% of listings sell. Learn how to build outside wealth while you run the company, not just when you exit.
The $800 duty-free de minimis ended Aug 29, 2025 for all countries. Learn why every shipment now needs formal entry, 10-50% tariffs, and the CBP postal process starting July 24, 2026.
Florida's HB 197 would expand E-Verify from 25+ to every private employer; Indiana's FAIRNESS Act covers every employer July 1, 2026 with $10K fines. Learn who must enroll and the day-one compliance steps.
EO 14267 directed FTC and DOJ to identify anticompetitive regulations — they returned 125+ rules for review. What it changes and what it doesn't for compliance.
