#small-business
Financial management strategies and tools for small business owners
The DOL's Lost and Found database lets workers search for forgotten 401(k)s by SSN — $2.1 trillion sits unclaimed. Here's how to search and claim yours.
Under 7 U.S.C. 499e(c), unpaid produce sellers are paid from a buyer's trust assets before other creditors — if terms stay ≤30 days and notice is timely.
Price podcast studio rentals from fixed costs, Section 179 depreciation and 25–40% first-year utilization, not competitor rates — then book each revenue stream.
Price a tiny home from true COGS: burdened labor at 1.35x wages plus overhead turns a $40,000 quote into a 4% job; a 40% margin needs about $58,000.
Wholesale assignment fees are IRS ordinary income on Schedule C plus 15.3% SE tax, and 2026 state disclosure laws can void deals missing written notice.
73% of renters say credit reporting would make them pay on time. Compare landlord-led vs. tenant-paid services, costs, and FCRA consent rules.
Yes — with lender approval. Pay off your SBA loan from sale proceeds, negotiate a short sale, or transfer it via buyer assumption.
Playing a DVD or Netflix for customers is a public performance: fines run $750–$150,000 per film, while an MPLC umbrella license costs about $1,000 a year.
A SIM swap hands your number to a criminal who resets passwords and wires out your balance — lock the carrier account, quit SMS codes, call back on wires.
Rental skis lose value faster than 7-year MACRS assumes; keep a management schedule, and plan for IRS Section 1245 recapture on spring demo sales.
Skimming steals cash before it is recorded; lapping hides it by misapplying later payments. A proof of cash and split duties catch both.
South Carolina's H.3021 requires a legislative vote for agency rules costing $1M+ over five years and ends court deference to agencies.
