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#invoicing

Invoicing

Create and manage invoices for efficient billing workflows

The FDCPA Won't Help You Collect That Unpaid Invoice: A Small Business Owner's B2B Collection Playbook

The Fair Debt Collection Practices Act covers consumer debt collected by third parties, so it does not govern a business chasing its own overdue B2B invoices — contract law, UCC Article 2, and state unfair-practice statutes do. This guide explains the two FDCPA tests most commercial receivables fail, and gives a five-step recovery sequence from contract clauses and a follow-up cadence through demand letter, small claims or a 15–40% contingency agency, and judgment enforcement.

Why 71% of Small Business Owners Lose Sleep Over Money — and the Bookkeeping Habits That Let Them Sleep Again

A May 2026 survey of 750+ U.S. small business owners found 71% report moderate to extremely high financial stress, 68% lose at least one night of sleep a month, and 62% cut or skipped their own pay in the past year. The owners who sleep better run five habits — a weekly cash-flow review, separate payroll and tax accounts, same-day invoicing with automated reminders, one to three months of operating reserve, and a 13-week forecast — in about 60 minutes a week.

Dynamic Discounting for Small Suppliers: How C2FO and Taulia Early Payments Work — and When the Math Favors You

Dynamic discounting lets a small supplier trade a sliding, per-invoice discount for immediate payment from the buyer's own cash — no loan, no bank middleman — on platforms like C2FO and SAP Taulia. This guide explains how it differs from supply chain finance, why a 2/10 net 30 discount annualizes to roughly 36%, and how to record the discount as its own expense account in a plain-text ledger.

Japan's Qualified Invoice System: What the October 2026 Deductibility Cut Means for Freelancers and Their Clients

On October 1, 2026, Japan's transitional 80% input-credit for consumption tax paid to unregistered suppliers shrinks — to 70% under the FY2026 tax reform taper, then 50% in 2028, 30% in 2030, and 0% by October 2031 — while the 2-wari tokurei simplified rate for newly registered small businesses expires. Here's what Japanese freelancers, small suppliers, and the buyers who rely on them should do before the deadline.