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Plain-text accounting insights, tutorials, and updates from the Beancount.io team.

The Real Cost of AI Coding Subscriptions in 2026: How Freelance Developers Can Track, Compare, and Deduct Copilot, Cursor, and Claude Code

AI coding stacks now cost freelance developers $150–$600 a month across Copilot, Cursor, and Claude Code — and every dollar is deductible, but only the portion you can document. A practical guide to tracking per-vendor spend, splitting business from personal use, allocating tool cost by client, and trimming the bill without losing the leverage.