Connecticut's October 1, 2026 Employer To-Do List: 7 Workplace Law Changes in Effect Now
Since Oct. 1, 2026, Connecticut employers of every size must post pay ranges, drop stay-or-pay clauses and name monitoring locations — a 7-item checklist.
Blog
Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
Your Ocean Carrier Owes You $500 Per Package — Even When It's Their Fault
COGSA caps ocean carrier payouts at $500 per package even when the carrier is at fault — only cargo insurance covers the gap.
Carnival FY2026 Q3 Earnings: Debt Fell, but Cash Fell Faster
Carnival's Q3 FY2026 revenue rose 3.5% to $8.4B and net income hit $1.92B, yet a $977M debt paydown left net debt almost flat as cash fell $1.02B.
Canceled Mortgage Debt Is Taxable Again in 2026: What the Expired Principal-Residence Exclusion Means for You
Canceled mortgage debt is taxable income again in 2026 — the IRS principal-residence exclusion expired. Insolvency and bankruptcy on Form 982 can shelter you.
Can't Make Your Loan Payments? How Business Loan Forbearance Works (and What It Costs You)
Business loan forbearance pauses payments for 3–6 months, but interest accrues and skipped amounts come due after — ask your lender before you miss one.
Asphalt Paving Contractor Bookkeeping: Per-Ton Job Costing, Crew-Day Rates, and Surviving the Winter Cash Gap
Reconcile plant tickets to tons weekly, load crew-day rates with burden and iron, and bank 8-12 weeks of overhead before winter shuts paving down.
Business Line of Credit vs. Term Loan: How to Choose the Right Financing in 2026
A line of credit charges interest only on what you draw; a term loan charges it on the full sum from day one. Use lines for cash gaps, loans for assets.
QuickBooks Automated 1099s: W-9 Collection, the New $2,000 Threshold, and What Still Breaks
QuickBooks Automated 1099 flags contractors and requests W-9s, but the IRS $2,000 threshold, backup withholding and box mapping still need your review.
Are Your Licensees Underpaying You? A Small Licensor's Guide to Royalty Audits
Nearly 9 in 10 audited licensees underpay royalties, mostly by accident. The 7 errors audits find, the red flags, and the audit clause that shifts the cost.
Marriage Penalty vs. Marriage Bonus: What Filing Jointly Really Costs (or Saves) You in 2026
A single $120K earner saves $7,530 filing jointly in 2026, while two top earners pay up to $10,250 more — federal thresholds decide.
Leaving the US? You May Need an IRS Sailing Permit Before You Board
Most non-citizens leaving the US need an IRS sailing permit: file Form 2063 or 1040-C in person 2 weeks to 30 days before you depart.
Your Stock Went to Zero: How the Worthless-Securities Deduction Works
Stock that became totally worthless is deemed sold Dec. 31 under IRS Section 165(g) — report $0 proceeds on Form 8949 and amend up to 7 years back.