Where to Keep Business Cash Above the $250,000 FDIC Limit
Business deposits above $250,000 per bank are uninsured. Split cash across banks, use ICS or CDARS sweeps, or hold T-bills to close the gap.
Blog
Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
Armenia's 2026 Tax Squeeze for Small Traders and Manufacturers: Mandatory E-Invoicing Meets Doubled Turnover Tax
Armenia taxes small traders 10% of gross turnover and manufacturers 7%, and since September 2026 every invoice must precede the goods — the compliance playbook.
Albania's Single-Client Rule: The NIPT Registration That Decides Whether You Pay 0% or 15%
Albanian freelancers pay 0% profit tax through 2029 only with a NIPT and business account — otherwise 15% on gross. The amnesty ends Dec 31, 2026.
Accenture FY2026: The $308M Severance Line Behind the 15.3% Margin
Accenture's FY2026 revenue rose 6% to $74.2B and GAAP operating margin hit 15.4%, but excluding severance the gain is 20 bps — and debt doubled to $10B.
Your 1099s Have New Boxes for Tips and Overtime: A Payer's Guide to the 2026 Reporting Changes
IRS Forms 1099-NEC, 1099-MISC, and 1099-K add tip, occupation-code, and overtime boxes for 2026, plus a $2,000 reporting threshold.
Can You 1031-Exchange a Vacation Home? The Safe-Harbor Rules That Decide It
IRS Rev. Proc. 2008-16 lets a vacation home qualify for a 1031 exchange: rent it 14+ days a year at fair rent and cap personal use, 24 months before and after.
Washington's Small-Business B&O Tax Credit Is Set to More Than Double in 2029 — If Its Funding Survives
Washington's small-business B&O credit rises to $375/$125 monthly in 2029 — unless voters repeal its funding on Nov 3 or courts strike it.
Wallpaper Installation Business Bookkeeping: Price Every Roll, Prep Job, and Deposit Like a Pro
Quote wallpaper per roll or square foot, cost prep separately, allow 10–25% pattern waste, and book deposits as unearned revenue — not income.
Selling or Swapping a Life Insurance Policy Can Make the Death Benefit Taxable
Under IRS Section 101(a)(2), selling a life policy for value makes the death benefit taxable above your cost — five exceptions decide if you owe.
The Taxpayer Bill of Rights: Your 10 IRS Rights in Audits, Appeals, and Collection
The IRS must honor 10 codified taxpayer rights. Know the 30-day appeal, 90-day Tax Court and 30-day CDP deadlines, and when to call the Taxpayer Advocate.
Your Tax Deadline Falls on a Weekend. Do You Owe Penalties on Monday?
IRS Section 7503 moves any tax deadline landing on a weekend or D.C. holiday to the next business day — but state dates and EFTPS cutoffs don't always follow.
Paying a Signing Bonus? The 22% Withholding Rule, the Clawback Agreement, and the Month-Three Quit
Signing bonuses are IRS supplemental wages: withhold 22%, apply FICA in full, and sign the clawback before you pay — same-year repayments unwind cleanly.