Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
About $875 billion in CRE loans mature in 2026. Learn what the maturity wall means for small landlords, how higher rates and lower valuations create an equity gap, and a 9-to-12-month checklist to prepare your refinance.
Noncash gifts over $500 require Form 8283 and over $5,000 require a qualified appraisal — and every single gift of $250 or more needs a contemporaneous acknowledgment letter before the return is filed.
California SB 122 makes SaaS and other digital products subject to sales tax from January 1, 2027, with Colorado's HB 26-1223 flipping the same day. This guide maps SaaS taxability across all 50 states as of August 2026, explains economic nexus thresholds like California's 500,000 dollars plus the 5-million-dollar purchaser self-assessment rule, and gives a pre-January compliance checklist for software sellers and buyers.
Beancount.io 3.6 closes the gap between financial activity and a reliable ledger with smarter imports, reviewable AI actions, and a rebuilt mobile app.
App-store payouts land roughly 60% below sticker price after VAT, store commission, refunds, tax withholding, and currency conversion. This guide traces each deduction from gross sales to the bank deposit and lays out a 30-minute monthly reconciliation workflow for indie developers.
Amazon's 2026 FBA fee overhaul restructured US fulfillment fees into price bands (under $10, $10–$50, over $50), layered on a 3.5% fuel surcharge that is excluded from the published rate card, and moved the low-inventory fee to the per-SKU level — changes that quietly reshape per-unit margin math for FBA sellers.
When an AI Overview appears, users click a traditional Google result just 8% of the time versus 15% without one (Pew panel data), and zero-click searches have climbed to 69% of queries. Here is how small businesses can measure their exposure, win the AI citations that convert at up to 4.4x organic traffic, and diversify discovery beyond the search box.
AI coding stacks now cost freelance developers $150–$600 a month across Copilot, Cursor, and Claude Code — and every dollar is deductible, but only the portion you can document. A practical guide to tracking per-vendor spend, splitting business from personal use, allocating tool cost by client, and trimming the bill without losing the leverage.
H.R.5863's qualified wildfire relief exclusion covered payments Jan 1 2020–Dec 31 2025. Learn why 2026 settlements are taxable, the §104/§1033 alternatives, and California's zero-tax treatment.
Trampoline parks: $1.8–$3.5M franchise vs $0.9–$2.1M independent revenue, 7.1% CAGR to $3.7B by 2030 — what drives profit in 2026.
Washington ESHB 1155 bans all non-competes from June 30 2027 — including existing agreements — with Oct 1 2027 notice and $5,000 penalty. What remains enforceable.
Vietnam requires foreign platforms like Upwork to register, get a 10-digit TIN, and withhold VAT and PIT for resident freelancers. Learn the Decree 117 obligations and the withholding certificate process for 2026.
