Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
Fence and deck jobs lose margin between bid day and build day — price by the unit, book deposits as liabilities, and run a monthly WIP even on two-week jobs.
The US Federal Bonding Program issues free $5,000–$25,000 fidelity bonds covering an at-risk hire's first six months — no premium, no deductible.
US exotic rentals need roughly 60% utilization — about 18 days a month — to clear insurance, financing, and the $4,000–$6,000 a car loses in value monthly.
Counterfeits you accept are your loss — no reimbursement. Train cashiers on feel-look-tilt checks, UV verification, and Secret Service Form 1604 reporting.
Terminating a 401(k), SEP, or SIMPLE IRA requires 100% vesting, full asset distribution, and a final Form 5500 due seven months after the last payout.
Medicare pays roughly $65 per patient per month for CPT 99490, but only after documented consent, an initiating visit, and an electronic care plan are in place.
Chewy's 84.6% Autoship share measures customer spending, not contracted revenue: Q2 sales rose 7.3% to $3.33B while free cash flow fell 15.5% to $89.5M.
A certificate of occupancy — not your lease — is what legally lets you open. Verify the CO matches your use before signing and budget the full fee chain.
A certificate of insurance confers no rights — only the endorsement does. What additional insured status covers, the CG 20 10/20 37 forms, and what it costs.
The IRS adds a 20% penalty when you understate tax by more than $5,000 or 10% — substantial authority, Form 8275 disclosure, or reasonable cause removes it.
A workers' comp ghost policy covers nobody — it buys the COI a general contractor demands for $750–$1,200 a year. Who qualifies, and what the audit checks.
Your trademark needs a Section 8 filing between years 5–6 and a combined Section 8/9 renewal every decade — miss the grace period and the USPTO cancels it.
