Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
Crime scene cleanup jobs range $1,500 to $45,000+ and most are insurance-paid. Learn how to price biohazard labor and disposal, bill insurance directly, and document for adjusters and victim programs.
Colorado HB25B-1005 eliminates the state sales tax vendor fee Jan 1 2026 — retailers must remit 100% of state sales tax, no 4% allowance. What changes.
Cin7, Katana, and inFlow solve different inventory problems. Learn how to match your sales channels, BOM needs, and integrations to the right platform before you lock in.
Chicago City Council failed to override Mayor Johnson's veto — the tipped wage phase-out to full $16.60 minimum by July 1 2028 continues. Payroll and menu math for operators.
The CFPB's $8 late-fee rule was blocked in court. Now the bureau is revisiting late fees via an advance notice — 15-day grace, 25% of minimum, and tighter immunity. Learn what small businesses carrying balances should expect.
Car wash cash flow margins 38–67% by format — flex 38–60%, full-service 35–58%, in-bay/self-service 50–67% — plus membership economics and bookkeeping.
SB 216 would have required every licensed contractor to carry workers' comp by Jan 1, 2026, but SB 1455 pushed universal coverage to Jan 1, 2028. Learn who must still prove coverage now and how to stay licensed.
Pay data reports for 2025 due May 13 2026 — 100+ employee employers must file pay, demographic and new work-pattern data with CRD; SB 464 adds 23 job categories from 2027.
The Delete Act's DROP platform went live Jan 1, 2026; brokers must process centralized deletion requests starting Aug 1, 2026 every 45 days, with 90-day determinations and 2028 audits. Learn the obligations.
AB 1246 creates a Jan 1 2026–Jan 1 2027 pilot letting qualifying craft distillers ship spirits direct to California consumers — permits, limits, and bookkeeping.
The FBI attributes over $3 billion in losses to business email compromise. Learn how BEC wire fraud works — vendor impersonation, CEO fraud, payroll diversion — and the verification controls that stop payments before they leave.
Business credit is not one score but three bureaus plus FICO SBSS. Learn how PAYDEX, Intelliscore Plus, and Equifax Risk scores work, why the SBA sunset the mandatory SBSS for 7(a) small loans on March 1, 2026, and how to build all three profiles before you apply.
