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Mike Thrift

Marketing Manager

3174 postsView all authors
AI Bookkeeping Software in 2026: What Docyt, Zeni, and Rillet Actually Automate (and Where They Still Fail)
·mike

AI Bookkeeping Software in 2026: What Docyt, Zeni, and Rillet Actually Automate (and Where They Still Fail)

AI bookkeeping platforms like Docyt ($499-$999/month), Zeni ($549-$799/month), and Rillet automate transaction categorization, reconciliation, and forecasting, but compounding rule errors and industry-specific judgment calls still require human review.

ai
bookkeeping
accounting-software
Why Every CPA Firm Needs a Written AI Policy Before the Next Staff Member Uses ChatGPT
·mike

Why Every CPA Firm Needs a Written AI Policy Before the Next Staff Member Uses ChatGPT

73% of accounting firms now use AI tools but only 37% have any formal AI training, and staff pasting client data into consumer chatbots can trigger data breach notification duties under the AICPA's Confidential Client Information Rule — here is what a usable two-page AI policy for a small CPA firm actually covers.

cpa
ai
compliance
Amazon DSP Bookkeeping: Tracking Chargebacks, Scorecard Bonuses, and True Driver Costs
·mike

Amazon DSP Bookkeeping: Tracking Chargebacks, Scorecard Bonuses, and True Driver Costs

Amazon DSP settlement statements bundle base route rates, per-package fees, scorecard bonuses, and 1-4% chargebacks into one net deposit, and owners who book that as a single revenue line miss chargeback creep and the 50-60% labor markup that separates a 2.5% margin from a 6%+ one.

amazon
franchise-bookkeeping
small-business
Arcade Bar Bookkeeping: Why Barcades Fail the Regular Bar Playbook
·mike

Arcade Bar Bookkeeping: Why Barcades Fail the Regular Bar Playbook

A barcade runs two businesses with opposite cost structures — liquor at a 20–24% pour cost and games at near-zero marginal cost. How to split the chart of accounts, book token sales as deferred revenue with ASC 606 breakage, expense machines via Section 179 or bonus depreciation, and test whether blended margin beats a plain bar's 10–15% net.

bookkeeping
small-business
revenue-recognition
Bitcoin Mining Bookkeeping: Why Every Mining Pool Payout Is Its Own Taxable Event
·mike

Bitcoin Mining Bookkeeping: Why Every Mining Pool Payout Is Its Own Taxable Event

Under IRS Notice 2014-21, every mining pool payout is ordinary income at its fair market value on receipt — a daily-payout pool creates ~365 taxable events a year before you sell anything. This guide covers hobby vs. Schedule C classification, 15.3% self-employment tax, Section 179 vs. 100% bonus depreciation for ASICs, the 2026 per-wallet cost-basis rule, Form 1099-DA reconciliation, and the per-lot records mining books need to survive an audit.

bitcoin
cryptocurrency-taxes
bookkeeping
Canada Killed the Underused Housing Tax. If You Own Property There, Your Paperwork Isn't Done Yet.
·mike

Canada Killed the Underused Housing Tax. If You Own Property There, Your Paperwork Isn't Done Yet.

Canada repealed the federal Underused Housing Tax for 2025 onward on March 26, 2026, but the repeal is not retroactive — US owners of Canadian property still owe UHT returns, penalties, and interest for 2022–2024, and BC's Speculation and Vacancy Tax, Vancouver's Empty Homes Tax, and Toronto's Vacant Home Tax remain in force.

tax
tax-compliance
international-tax
Construction Retainage: How to Book It So Your Cash Flow Stops Lying to You
·mike

Construction Retainage: How to Book It So Your Cash Flow Stops Lying to You

Retainage withholds 5-10% of every construction progress payment until project completion, and contractors who book it into regular AR/AP instead of separate Retainage Receivable and Retainage Payable accounts lose visibility into which "earned" revenue is actually collectible now versus locked up for months.

construction
job-costing
cash-flow
Economic Value Added (EVA) Explained: The Profit Metric That Charges for Capital
·mike

Economic Value Added (EVA) Explained: The Profit Metric That Charges for Capital

Economic Value Added (EVA) = NOPAT − (WACC × invested capital) — the profit left after every source of capital, debt and equity alike, is paid its going rate. A worked example, how to estimate NOPAT and WACC, why EVA avoids ROI's percentage bias, and how small business owners can use it for capital decisions.

financial-analysis
financial-management
profitability
Esports Organization Bookkeeping: Prize Pools, Sponsorships, and the New 1099 Threshold
·mike

Esports Organization Bookkeeping: Prize Pools, Sponsorships, and the New 1099 Threshold

Esports organizations must separate prize revenue from player distributions, recognize sponsorship revenue under ASC 606 as obligations are delivered, and track the 2026 rise of the Form 1099-NEC/MISC filing threshold from $600 to $2,000 per payee.

bookkeeping
tax-compliance
self-employment-tax
Eyelash Extension Studio Bookkeeping: The Supply, Retail, and Depreciation Lines Most Lash Artists Get Wrong
·mike

Eyelash Extension Studio Bookkeeping: The Supply, Retail, and Depreciation Lines Most Lash Artists Get Wrong

A lash studio's costs don't fit one "supplies" line — service consumables, retail inventory, and depreciable equipment like lash beds and LED lamps each need their own account. This guide covers a six-category chart of accounts, the Section 179 deduction most lash artists miss, quarterly retail inventory counts, and booth-renter vs. employee classification.

bookkeeping
beauty
small-business
FedNow and Instant Payments Are Changing Small Business Treasury: What ISO 20022 Means for Your Books in 2026
·mike

FedNow and Instant Payments Are Changing Small Business Treasury: What ISO 20022 Means for Your Books in 2026

FedNow and RTP now reach roughly 75% of U.S. bank accounts, settling payments in seconds, 24/7/365, with a $10 million network transaction limit. This guide explains how ISO 20022 structured remittance data changes invoice matching and reconciliation, why irrevocable instant payments demand wire-transfer-level fraud controls, and what small businesses should ask their bank and accounting software in 2026.

payments
banking
fintech
Florida's CPA Licensure Bill Died Again: What the Failure of SB 364 and HB 333 Means for CPAs and Small Businesses
·mike

Florida's CPA Licensure Bill Died Again: What the Failure of SB 364 and HB 333 Means for CPAs and Small Businesses

Florida's SB 364 passed the Senate 35-0 but died without a House hearing on March 13, 2026 — the second straight year the CPA licensure-modernization bill failed. Florida still requires 150 semester hours, out-of-state CPAs still rely on substantial-equivalency mobility, and FICPA plans to refile in 2027.

cpa
licenses
compliance
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